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BestCashCow released updated bank and credit union financial information with the latest data available from the FDIC and the NCUA. In general, banks are awash in cash, not lending, and slowly mending. See how this impacts you.

The traditional money market account of days gone by is now being reinvented by banks and financial services companies trying to capture larger deposits from customers. What should you expect and how can you make more from your account?

The big bank finds itself struggling with bad mortgages, lawsuits from foreclosures, public resentment over debit card fees and the end of free checking. What does BofA's troubles mean for the banking industry and consumers like you?

Millions of individuals use online banking as a convenient and fast way to manage their finances. Yet, many people also do things that jeopardize the security of their account information. If you decide to bank online, here are a list of the top ten things you can do (or not do) to help you bank more securely online.

This week, we recognize Community First Bank of Butler, MO for their 2.78% APY 60-month CD.

Cyber Monday is sure to bring some fantastic deals, but it can also bring out some cyber criminals as well. Here are some tips for safe shopping, so you can protect yourself, your bank account, and your credit while doing your holiday shopping.

BestCashCow analyzed its database to find the fastest growing banks in the United States. We were looking for banks that grew their assets by making loans and provided needed funds to businesses, potential homeowners, non-profits and more. The top 20 fastest growing banks were all community banks that grown at incredible rates right through the financial crisis.

This week we are traveling to North and South Carolina where Premier Credit Union is offering a nice 24-month (2 year) CD. The CD pays 2.00% APY with a $500 minimum balance.

Are you banking at an institution that is danger of failing? How do you determine if your bank is in jeapordy and might be closed by the FDIC or another regulator?

Even though Bank of America canceled the planned $5 monthly debit fee charge, the public outcry continues and many are pushing a movement called "Bank Transfer Day." However, is switching your bank really the right move for you?

The WSJ is reporting today that Bank of America has pulled the plug on its planned $5 monthly debit card fee. It's no real surprise considering the negative press and the online uproar.

The NY Times had an interesting article over the weekend discussing how banks are flooded with cash, helping drive down deposit rates on savings and CDs. While I agree with the general thrust of the article, I would add a few caveats.

Massachusetts residents looking to take advantage of a competitive CD rate should look at Patriot Community Bank. It is currently offering some of the best CD rates in the state according to BestCashCow rate data. Its competitive rates include:

It is hard to weigh the pros and cons of choosing cash bonuses over merchandise or airline rewards for deposit accounts, especially since interest rates on the deposits themselves have been so low in this economy. Which is a better deal? That depends on one thing - you.

: It can be disheartening to see bank fees skyrocket; but if you have excellent credit, you do not have to give up your hard-earned cash in fees in order to spend your cash. The Capital One Cash Credit Card not only has no annual fee, it gives you 1% cash back plus extra cash bonuses.