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Citigroup recently informed the majority of it's checking account customers that it reserves the right to require seven days notice on withdrawals. Does this mean Citi is fearing a run on the bank?

Palladian Private Bank, a division of The PrivateBank and Trust Co. is offering a very competitive 1.70% APY savings account rate and a 12-month CD paying 1.90% APY.

CNB Bank Direct today raised the rates on its 12,18, and 24 month certificates of deposit. It's a welcome change from the constant rate decreases we've seen over the past year. To take advantage of these rates, you must first have a CNB high yield savings account.

Hyde Park Bank, a local bank in and around Boston is offering a 16-Month CD that pays 2.00% APY an a 30-Month CD that pays 2.40% APY. The CDs are insured by the FDIC as well as the DIF, coverage unique to Massachusetts.

Sovereign Bank is offering a rich deal to those who are interested in opening their Premier Checking and Money Market Savings Accounts. They'll give you $150 and guarantee 1.5% APY for three months.

Bank of America has a nice program called Museums On Us. It provides BofA debit card holders free entry to participating museums the first full weekend of every month.

An article in CNN Money piqued my interest. It states that many banks are worried about a future of rising rates on deposits.

A CD I opened with Ally Bank a year ago matured a few days ago. I called to cash it out, and was very pleasantly surprised by their response.

Complex financial modeling is at the heart of risk management and dictates how much capital banks, insurance companies, pension funds, corporations, and individuals need to hold in order to meet all of their financial liabilities. This topic is important to understand because it played an integral part in the massive financial destruction that was 2008.

Bank of America is offering a Special Rate Money Market Savings Account that pays 1.5% APY, guaranteed until April 1. The money is totally liquid.