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Selected category: Banks

Top 10 Tips to Bank Online Safely Image Image courtesy of hywards at FreeDigitalPhotos.net

Top 10 Tips to Bank Online Safely

Millions of individuals use online banking as a convenient and fast way to manage their finances. Yet, many people also do things that jeopardize the security of their account information. If you decide to bank online, here are a list of the top ten things you can do (or not do) to help you bank more securely online.

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First Trade Union Bank Offering $100 to Open a Virtual Checking Account

First Trade Union Bank is rolling out the welcome mat for its online checking account by providing a $100 bonus to new accounts that meet the qualifying criteria.

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Mastercard and mFoundry Team Up to Offer a Mobile Payments Solution Image Image courtesy of blackzheep at FreeDigitalPhotos.net

Mastercard and mFoundry Team Up to Offer a Mobile Payments Solution

Today, Mastercard and mFoundry announced that they are teaming up to provide another solution in the mobile payments space. mFoundry currently provides mobile banking services to over 500 banks and credit unions. mFoundry will provide the banking appliation on the phone, and Mastercard will provide the terminal (called PayPass) which consumers can use to swipe their phones using a technology called Near Field Communication (NFC).

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Weekly Rate Deal - Community First Bank Offering 2.78% APY 60-Month CD Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Weekly Rate Deal - Community First Bank Offering 2.78% APY 60-Month CD

This week, we recognize Community First Bank of Butler, MO for their 2.78% APY 60-month CD.

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Cyber Monday Safety Tips: Protecting Your Financial Information Online Image Image courtesy of cooldesign at FreeDigitalPhotos.net

Cyber Monday Safety Tips: Protecting Your Financial Information Online

Cyber Monday is sure to bring some fantastic deals, but it can also bring out some cyber criminals as well. Here are some tips for safe shopping, so you can protect yourself, your bank account, and your credit while doing your holiday shopping.

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Local Community Banks Lead List of Fastest Growing Banks in US Image Image courtesy of lekkyjustdoit at FreeDigitalPhotos.net

Local Community Banks Lead List of Fastest Growing Banks in US

BestCashCow analyzed its database to find the fastest growing banks in the United States. We were looking for banks that grew their assets by making loans and provided needed funds to businesses, potential homeowners, non-profits and more. The top 20 fastest growing banks were all community banks that grown at incredible rates right through the financial crisis.

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Weekly Rate Deal - Premier Federal Credit Union Offering 2% APY on 24-Month CD Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Weekly Rate Deal - Premier Federal Credit Union Offering 2% APY on 24-Month CD

This week we are traveling to North and South Carolina where Premier Credit Union is offering a nice 24-month (2 year) CD. The CD pays 2.00% APY with a $500 minimum balance.

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How to Determine if Your Bank is About to Fail Image Image courtesy of jscreationzs at FreeDigitalPhotos.net

How to Determine if Your Bank is About to Fail

Are you banking at an institution that is danger of failing? How do you determine if your bank is in jeapordy and might be closed by the FDIC or another regulator?

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Your Bank: To Switch or Not to Switch? Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Your Bank: To Switch or Not to Switch?

Even though Bank of America canceled the planned $5 monthly debit fee charge, the public outcry continues and many are pushing a movement called "Bank Transfer Day." However, is switching your bank really the right move for you?

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Bank of American Retreats on $5 Debit Card Fee

The WSJ is reporting today that Bank of America has pulled the plug on its planned $5 monthly debit card fee. It's no real surprise considering the negative press and the online uproar.

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NYT: Banks Awash in Cash Are Dropping Savings Rates Image Image courtesy of koko-tewan at FreeDigitalPhotos.net

NYT: Banks Awash in Cash Are Dropping Savings Rates

The NY Times had an interesting article over the weekend discussing how banks are flooded with cash, helping drive down deposit rates on savings and CDs. While I agree with the general thrust of the article, I would add a few caveats.

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Patriot Community Bank Offering Competitive CD Rates in Massachusetts Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Patriot Community Bank Offering Competitive CD Rates in Massachusetts

Massachusetts residents looking to take advantage of a competitive CD rate should look at Patriot Community Bank. It is currently offering some of the best CD rates in the state according to BestCashCow rate data. Its competitive rates include:

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Navigating Banking Offers in an Increasingly Complex Marketplace: Do You Choose a Cash Bonus, Miles or Merchandise?

It is hard to weigh the pros and cons of choosing cash bonuses over merchandise or airline rewards for deposit accounts, especially since interest rates on the deposits themselves have been so low in this economy. Which is a better deal? That depends on one thing - you.

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Have Excellent Credit? The Capital One Cash Credit Card Gives You Excellent Cash Back Bonuses with No Annual Fee Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Have Excellent Credit? The Capital One Cash Credit Card Gives You Excellent Cash Back Bonuses with No Annual Fee

: It can be disheartening to see bank fees skyrocket; but if you have excellent credit, you do not have to give up your hard-earned cash in fees in order to spend your cash. The Capital One Cash Credit Card not only has no annual fee, it gives you 1% cash back plus extra cash bonuses.

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Bank of America Customers Will Soon Pay for Using Debit Cards Image Image courtesy of pakorn at FreeDigitalPhotos.net

Bank of America Customers Will Soon Pay for Using Debit Cards

If you use your Bank of America debit card to pay for things directly out of your checking account, you will soon be charged $5 a month ($60 a year) for the privilege. However, you don’t have to close your BofA account if you want to continue using a debit card without a fee. It just takes a little creativity.

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