Articles

Do you actually benefit financially from renting or buying a home? A new study may shed some light on that topic.

As Europe's refusal to implement long term solutions to its fiscal crisis continues and U.S. economic data remains weak, speculation is growing that the Federal Reserve will initiate QE3.

You have made the big decision - its time to buy! However, unless you’re going to be paying cash for that house, condo or co-op, you'll need to take out a mortgage to cover the difference between your down payment and the cost of the property. But before you go house hunting, you should take some steps that can help make the process, including obtaining a mortgage at the best possible interest rate, go as smoothly as possible.

Paying off your mortgage as early as possible may offer peace of mind, but is it always the best financial move?

With a dearth of positive economic data available, both current and in the long term, it is looking increasingly likely that U.S. interest rates will continue their plunge toward zero.

A number of factors are taken into account when banks and credit unions set the interest rates they pay on Certificates of Deposit (CDs). These include the length of the CD's guarantee period, the need to attract depositor's funds, short and long term economic forecasts and what the competition is offering.

Microsoft has an ever-growing stash of cash and short term investments totaling over $60 Billion, but still has a long way to go before catching up to competitors like Apple and Google in the mobile, online, and consumer markets.

Europe's appalling lack of political will leads to the continued bungling of their debt crisis as Spain's financial system is feared to be at the point of collapse. This may result in US interest rates getting still closer to zero.

When applying for a credit card, it is important to understand how the interest rate, which is usually charged each month on your unpaid balance, is determined. This can help you to save money by choosing the credit card with the lowest interest rate as well as avoiding surprises when you get your monthly statement.

With a market capitalization of $71B, a Beta of 0.54, and a dividend yield of 3%, Kraft Foods Inc. deserves a place in the portfolio of a conservative investor looking for the preservation of capital and solid dividend payments.

Have you ever heard about designing your own mortgage terms? Some lenders are moving toward this idea to accommodate this growing trend among home buyers and refinancers.

When you put your hard earned money in a Certificate of Deposit, usually known as a CD, make sure that not only are you getting a CD with the best interest rate, but also if your bank fails or merges with an other institution, your money is secure. You can do that by making certain that your account is FDIC insured and follows the FDIC guidelines.

For 49 consecutive years JNJ has increased and paid uninterrupted dividends to common shareholders. With $32 Billion in cash on hand, JNJ will have no difficulty in maintaining its dividend payments to shareholders in the years to come.

Should eminent domain be used to help cure the mortgage crisis in California?

Are the decreasing number of banks a threat to competitive interest rates?