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Mortgage rates have been below 4 percent for the last several months, but they recently went up. What does this mean for the mortgage industry?

The closing process for buying a new home can be an exciting experience. Unfortunately, there are some things that can keep the closing process from actually happening.

Up to 17% of all student loan debt is held by individuals over 50 years of age. Student loan debt is becoming an increasing problem and afflict individuals across all age groups.

Wisconsin is about to have its Republican Presidential primary tonight so I turned my attention to the state for this week's Best Rate Spotlight. Pigeon Falls State Bank is offering a 1.76% APY 36-month CD with a $1,000 minimum balance. That's tied for the best rate in the state for this CD term and significantly higher than the 0.99% APY average 3-year CD rate.

You have probably heard the term "mortgage rate lock" or "lock in your rate" when you are searching for a home. But do you know what this term means and how it is beneficial to you?

When banks evaluate your application for a mortgage, there is a rough formula they use to determine how credit worthy you are and whether to approve your application. Understanding this formula can help you strengthen your application and increase your chances for getting the loan you want.

After crunching FDIC data, the fastest growing bank in Massachusetts is the Bank of Cape Cod, which saw its assets balloon from $22 million in 2006 to $150 million in 2011, a 581% increase.

Looking for some competitive CD rates in New Jersey? First Choice Bank is offering some of the highest rates in the state. Top rates include: 36 month CD paying 1.64% APY 48 month CD paying 1.83% APY 60 month CD paying 2.10% APY

Putting a 20 percent down payment on a home purchase is often required by lenders to be approved for a purchase. But is 20 percent always necessary?

Tax time is approaching quickly. Do you know how to benefit the most from the deductions that are available to you as a homeowner?

The City National Bank of Metropolis is offering a very competitive money market account that pays 1.26% APY. That's the fourth highest money market rate in the country according to the BestCashCow database and higher than the very best online savings or money market account rates - 1.15% APY.

BankDirect's Mileage Checking with Interest program is especially interesting in the current low rate environment, but will not work for everyone.

It seems like every week the government is announcing a new program to help homeowners. To make sense of all of these programs, we've pulled them together and listed them below. If you are having trouble with your mortgage, or can't refinance your house, hopefully one of the programs on the list will provide you with some assistance.