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Wondering whether to open a long-term CD and get the most yield, or a short-term CD and hope that rates move up? It's a question I get asked all the time. While there is no absolute answer, there are several factors to consider that may help you make a decision.

Monitoring your credit card usage is an effective way to cut down your unnecessary spending and save money. But how can you keep track of your credit transactions without waiting until your bill arrives?

There is a lot of misinformation out there about buying a home and the various steps throughout the process. Here are some of the most common myths and misconceptions and the truth behind them.

Get it while you can. Customers Bank, with branches in Pennsylvania, New Jersey, and New York is offering a special 1.5% APY 12-month CD special.

Sovereign Bank is currently offering a 15 month CD that pays 1.01% APY with a $500 minimum balance.

If you have been learning about mortgages and various aspects of having a mortgage, you may have run into some myths and misconceptions. But do not be fooled by misinformation. Here are some common myths and the truth behind them.

Mortgage rates have been below 4 percent for the last several months, but they recently went up. What does this mean for the mortgage industry?

The closing process for buying a new home can be an exciting experience. Unfortunately, there are some things that can keep the closing process from actually happening.

Up to 17% of all student loan debt is held by individuals over 50 years of age. Student loan debt is becoming an increasing problem and afflict individuals across all age groups.

Wisconsin is about to have its Republican Presidential primary tonight so I turned my attention to the state for this week's Best Rate Spotlight. Pigeon Falls State Bank is offering a 1.76% APY 36-month CD with a $1,000 minimum balance. That's tied for the best rate in the state for this CD term and significantly higher than the 0.99% APY average 3-year CD rate.

You have probably heard the term "mortgage rate lock" or "lock in your rate" when you are searching for a home. But do you know what this term means and how it is beneficial to you?

When banks evaluate your application for a mortgage, there is a rough formula they use to determine how credit worthy you are and whether to approve your application. Understanding this formula can help you strengthen your application and increase your chances for getting the loan you want.

After crunching FDIC data, the fastest growing bank in Massachusetts is the Bank of Cape Cod, which saw its assets balloon from $22 million in 2006 to $150 million in 2011, a 581% increase.