Articles

The closing process for buying a new home can be an exciting experience. Unfortunately, there are some things that can keep the closing process from actually happening.

You have probably heard the term "mortgage rate lock" or "lock in your rate" when you are searching for a home. But do you know what this term means and how it is beneficial to you?

When banks evaluate your application for a mortgage, there is a rough formula they use to determine how credit worthy you are and whether to approve your application. Understanding this formula can help you strengthen your application and increase your chances for getting the loan you want.

Putting a 20 percent down payment on a home purchase is often required by lenders to be approved for a purchase. But is 20 percent always necessary?

Tax time is approaching quickly. Do you know how to benefit the most from the deductions that are available to you as a homeowner?

It seems like every week the government is announcing a new program to help homeowners. To make sense of all of these programs, we've pulled them together and listed them below. If you are having trouble with your mortgage, or can't refinance your house, hopefully one of the programs on the list will provide you with some assistance.

You have probably heard people talk about how there is only financial help for homeowners who have defaulted on their mortgage payments. That has been true ... until now.

A 15-year fixed rate mortgage is preferred by many mortgage advisors and home buyers. What are some of the benefits of this type of mortgage and why is it becoming more and more popular for today's home buyer?

Several major mortgage lenders violated the law several months ago and performed wrongful foreclosures on many active duty service members. Now a lawsuit has provided help for these victimized military members and their families.

Over the last six months, mortgage rates have dropped to record lows while credit remains tight. To understand where rates might go from here and how credit conditions might change, I spoke with Paul Gershkowitz, the Co-owner and President of Greenpark Mortgage.

Do you plan on financing a second home that will be used as a vacation property or a rental home? Use these tips to help the process move along smoother and protect your money as well.

President Obama today announced a $25 billion "landmark agreement" between the Federal Government, the State Attorney Generals, and five of the biggest mortgage lenders (Bank of America, Ally Bank, JP Morgan Chase, Citicorp, and Wells Fargo. What is it and can you benefit from it?

Mortgage rates hit new lows this week according to the Freddie Mac Weekly Mortgage survey and President Obama proposes a new initiative to expand refinancing for those with underwater mortgages.

Are you stuck in a home that's worth much less than what you owe? Or losing sleep over the falling value of your home? Informa Research Services has some great news and a bit of advice that could help you upend your current underwater situation and get you on track to paying down your house much quicker than you ever thought possible. And it all starts by using the tools at your disposal to shop around for the lowest mortgage rates available.