Author: Cindy Lewis on April 17, 2009 - modified on August 2, 2017
Citibank is offering a competitive 12-month CD that pays 2.70% APY. It must be opened in a branch and as far as I know it's only for Massachusetts customers.
Citibank is offering a competitive 12-month CD that pays 2.70% APY. Yesterday is was paying 2.75% APY but I didn't get a chance to post until today. Even at the lower rate though, it's still one of the top 12-month cd rates.
There are some limitations though. It must be opened in a branch and as far as I know it's only for Massachusetts customers.
If Citibank is offering it in other states, please post below.
| Bank | Product Term | Interest Rate (APY) |
|---|---|---|
| Finworth, a division of InsBank | 1-Year | 4.55% APY with $50,000 minimum |
| TotalDirect, a division of City National Bank of Florida | 1-Year | 4.50% APY with $25,000 minimum |
| First Internet Bank of Indiana | 1-Year | 4.42% APY with $1,000 minimum |
| Merrick Bank | 3-Year | 4.15% APY with $25,000 minimum |
| Colorado Federal Savings Bank | 3-Year | 3.95% APY with $5,000 minimum |
| M.Y. Safra Bank | 3-Year | 3.90% APY with $500 minimum |
| Merrick Bank | 5-Year | 4.05% APY with $25,000 minimum |
| Synchrony Bank | 5-Year | 4.00% APY with no minimum |
| M.Y. Safra Bank | 5-Year | 3.90% APY with $500 minimum |
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