Citibank Offering 18-Month CD Paying 2.25% APY

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Citibank is offering a competitive 2.25% APY on an 18-month CD. The CD needs to be opened online.

Citibank is offering a competitive 2.25% APY on an 18-month CD. The CD needs to be opened online. As of August 26, 2009 this is the top 18-month CD on the BestCashCow rate tables.

It's not often that a big bank takes the top rates on the tables.  In addition, Citibank has some competitive in-branch CD rates in select states. According to Bankdeals, Citi is offering the following rates in NV, CA, and FL:

Term     FL,NV,CA 
                  
12mo    2.00%    
18mo    2.30%    
24mo    2.50%    
60mo    4.00%

Citibank has an efficient electronic account opening process. Opening and funding can be done all electronically.

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Comenity Direct 1-Year 0.70% APY with $1,500 minimum
CFG Bank 1-Year 0.67% APY with $500 minimum
Primary Bank 1-Year 0.65% APY with $1,000 minimum
Comenity Direct 3-Year 0.85% APY with $1,500 minimum
First Internet Bank of Indiana 3-Year 0.81% APY with $1,000 minimum
Connexus 3-Year 0.75% APY with $5,000 minimum
Primary Bank 5-Year 1.15% APY with $1,000 minimum
Connexus 5-Year 1.00% APY with $5,000 minimum
First Internet Bank of Indiana 5-Year 0.96% APY with $1,000 minimum

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