Citibank Offering 18-Month CD Paying 2.25% APY

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Citibank is offering a competitive 2.25% APY on an 18-month CD. The CD needs to be opened online.

Citibank is offering a competitive 2.25% APY on an 18-month CD. The CD needs to be opened online. As of August 26, 2009 this is the top 18-month CD on the BestCashCow rate tables.

It's not often that a big bank takes the top rates on the tables. In addition, Citibank has some competitive in-branch CD rates in select states. According to Bankdeals, Citi is offering the following rates in NV, CA, and FL:

Term FL,NV,CA

12mo 2.00%
18mo 2.30%
24mo 2.50%
60mo 4.00%

Citibank has an efficient electronic account opening process. Opening and funding can be done all electronically.

Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Finworth, a division of InsBank 1-Year 4.55% APY with $50,000 minimum
TotalDirect, a division of City National Bank of Florida 1-Year 4.50% APY with $25,000 minimum
First Internet Bank of Indiana 1-Year 4.42% APY with $1,000 minimum
Merrick Bank 3-Year 4.15% APY with $25,000 minimum
Colorado Federal Savings Bank 3-Year 3.95% APY with $5,000 minimum
M.Y. Safra Bank 3-Year 3.90% APY with $500 minimum
Merrick Bank 5-Year 4.05% APY with $25,000 minimum
Synchrony Bank 5-Year 4.00% APY with no minimum
M.Y. Safra Bank 5-Year 3.90% APY with $500 minimum

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