Citibank Offering 2.25% APY 18-Month CD

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Citibank is offering an 18-month CD that pays 2.25% APY. That's currently the best 18-month CD rate according to the BestCashCow rate tables.

Citibank is offering an 18-month CD that pays 2.25% APY.  That's currently the best 18-month CD rate according to the BestCashCow rate tables.

Even as a ward of the state, Citi is willing to be competitive in some terms.  Usually, these deals at the big banks don't last long.  Citi has a history of popping a competitive rate for a few weeks and then dropping it.  So, if you want a competitive rate from a big bank, then you should consider acting sooner rather than later.

Details are:

  • A minimum opening deposit of $500 is required for CDs opened online.
  • Interest is paid monthly for all CDs with terms greater than one year.
  • CDs renew automatically at maturity for the same term you initially selected. In addition, the amount you have on deposit will receive the rate in effect at the time your CD matures. If you don't want to renew, you have a 7-calendar day grace period to let Citi know online, by phone or in writing.

 

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Navy Federal Credit Union 1-Year 0.85% APY with $100,000 minimum
Primary Bank 1-Year 0.80% APY with $1,000 minimum
Gateway First Bank 1-Year 0.75% APY with $25,000 minimum
Primary Bank 3-Year 1.00% APY with $1,000 minimum
USAA Federal Savings Bank 3-Year 0.91% APY with $175,000 minimum
Connexus 3-Year 0.90% APY with $5,000 minimum
Primary Bank 5-Year 1.30% APY with $1,000 minimum
Navy Federal Credit Union 5-Year 1.25% APY with $100,000 minimum
USAA Federal Savings Bank 5-Year 1.11% APY with $175,000 minimum

See More Online CD Rates →

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