Dime Bank Offers 2.50% APY 15-Month IRA CD

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Dime Bank is offering a 2.50% APY 15-Month IRA CD. That's very competitive for a CD of that term.

Dime Bank is offering a 2.50% APY 15-Month IRA CD. That's very competitive for a CD of that term. The best 1-year non-IRA CD according to the BestCashCow rate tables is 2% APY and the best 18-month CD is 2.20% APY.

The account is available nationally and can be opened via phone or by mail. Unfortunately, there is no online application.

Because this is an IRA CD, the maximum that can be deposited is $5,000 per year, $6,000 if you are 50 and over. The minimum deposit is $500.

The Dime Savings Bank of Williamsburgh, the formal name of the bank, is a wholly owned subsidiary of Dime Community Bancshares, Inc. (NASDAQ: DCOM), a publicly-owned company. The company has 23 branches mainly located in Brooklyn and Queens and over 400 employees.

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