First National Community Bank Offering 15-Month 2.25% APY CD

First National Community Bank is offering a 15-month and 18-month CD that pays 2.25% APY when you also open a Maximum Earnings Checking Account. That's one of the best cd rates for either 15-month or 18-month terms. The checking account is a rewards checking offer and pays 4.01% APY on the first $25,000 deposited as long as certain activity thresholds are met. These include:

• Conduct 10 debit card transactions per "qualification cycle" excluding ATM transactions
• Receive your monthly statement electronically
• Set up one monthly recurring direct deposit or ACH debit payment

The rewards checking account pays 1.01% APY on balances over $25,000. The best way to take advantage of this is open the rewards account, fund it with $25,000 and roll the rest into a 12 or 18-month CD.

Opening An Account

This offer is available nationally and accounts can be opened online. It looks like there is a newer application for the Max Earnings Checking account while opening a CD is done by filling out the app online, printing it out, and mailing it in.

About First National Community Bank

First National Community Bank has 22 branches concentrated in northeast Pennsylvania. The bank had $1.3 billion in assets as of June 30, 2009. bauer Financial gives it a 3 out of 5 stars (Adequate) for its safety and soundness. The bank is FDIC insured.