Highest Six Month CD Rate Now At First City Bank

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That's the good news...but wait till you hear the bad news.

First City Bank is currently offering a 1.25 percent APY six month CD.

This puts First City Bank on the top of the BestCashCow CD rate list, tied with Aurora Bank at 1.25% APY. The minimum to open a CD with First City Bank is a thousand dollars, and there are no fees except for early withdrawal.

First City Bank is FDIC insured, but is rated a lowest possible zero star with Bauer Financial, and is included in their Troubled and Problematic Report. Bauer describes it as "facing considerable challenges at this time".

You can get a city either at a First City Bank branch, or by going online to www.firstcitybank.com.

Credit for this find goes to bankaholic.com.

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Rising Bank, a division of Midwest BankCentre 1-Year 1.45% APY with $1,000 minimum
My e-Banc, a division of Bradesco BAC Florida Bank 1-Year 1.31% APY with $5,000 minimum
TotalDirect, a division of City National Bank of Florida 1-Year 1.30% APY with $25,000 minimum
KS StateBank 3-Year 2.85% APY with $100,000 minimum
Department Of Commerce 3-Year 2.80% APY with $500 minimum
Rising Bank, a division of Midwest BankCentre 3-Year 2.50% APY with $1,000 minimum
KS StateBank 5-Year 3.00% APY with $100,000 minimum
Department Of Commerce 5-Year 2.93% APY with $500 minimum
Live Oak Banking Company 5-Year 2.75% APY with $2,500 minimum

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