Hudson City Bank Offering 2.50% APY 2 Year CD

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Hudson City Bank if offering a 2-year CD that pays 2.50% APY. That's the top 2 year CD rate according to the BestCashCow rate tables.

Hudson City Bank is offering a 2-year CD that pays 2.50% APY. That's the best 2 year CD rate according to the BestCashCow rate tables as of October 5, 2009. The bank is also offering a 3-year CD that pays 3% APY, which is tied for the top 36-month CD rate. There is a $5,000 minimum to open the CD and get the rate.

More information on Hudson City Bank can be found here.

Application and Funding

CD's can be opened in the branch or online. Upon completion of the application, the signature card needs to be filled out and mailed back to the bank along with a copy of a valid driver's license. Funding can be done via a branch visit or electronically via ACH. ACH transfers typically take 2-3 days.

When the CD expires, users can go to the branch to withdraw the cash or do an online request to have the money sent via a cashier's check.

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
Navy Federal Credit Union 1-Year 0.85% APY with $100,000 minimum
Primary Bank 1-Year 0.80% APY with $1,000 minimum
Gateway First Bank 1-Year 0.75% APY with $25,000 minimum
Primary Bank 3-Year 1.00% APY with $1,000 minimum
USAA Federal Savings Bank 3-Year 0.91% APY with $175,000 minimum
Comenity Direct 3-Year 0.85% APY with $1,500 minimum
Primary Bank 5-Year 1.30% APY with $1,000 minimum
Navy Federal Credit Union 5-Year 1.25% APY with $100,000 minimum
USAA Federal Savings Bank 5-Year 1.11% APY with $175,000 minimum

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