Incredible Bank Offering 2% APY 12-Month CD

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Incredible Bank is offering a 12-month CD that has a blended rate of 2% APY. The first six months earn 1.75% APY and the second six months earn 2.25% APY.

Incredible Bank is offering a 12-month CD that has a blended rate of 2% APY. The first six months earn 1.75% APY and the second six months earn 2.25% APY. The 2% rate is the top 12-month CD rate. It's also significantly higher than most money market or savings account rates.

Key info about the CD includes:

  • First six months earns 1.75% APY. Second six months earns 2.25% APY.
  • $10,000 minimum deposit to open the CD. $10,000 minimum balance to earn the stated APY.
  • Maximum of $225,000 allowed to be invested in one or more IncredibleBank certificates of deposit.
  • The CD can only be funded via ACH

Incrediblebank.com, a division of River Valley Bank, is an internet only bank. River Vally Bank has $1 billion in assets. It is rated 4 out of 5 stars (Excellent) by Bauer Financial for its safety and soundness.

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