Articles

We are still in the midst of an horrific pandemic but we have vaccines going in arms now and that is a good time to look at how and when you are going to travel when this pandemic ends and it becomes easier to do so.

I last wro... Read →

Federal Reserve Chairman Jerome Powell has ended 2020 with all sorts of dovish, benign language, holding monetary policy as easy as possible.

He isn’t forecasting any rate hikes before 2023, with only one Fed governor sug... Read →

Now that we are reaching the end of Jay Powell’s tenure as Chairman of the Federal Reserve, it is fair to say that the man has strayed from his pre-chairmanship policy positions when he had emphasized using Fed policy to promote pr... Read →

Rates on savings products and CD products are incredibly low and have been for several months now.   These are the times when people may be apt to fall for scams and take unnecessary risks.  Don’t do it.

I ... Read →

Morgan Stanley, Goldman Sachs and second-tier full service brokerages make a real market in structured notes.   So-called "structured notes" are intricate products that carry the possibility of earning a much higher i... Read →

As interest rates have come down dramatically, following the Fed’s emergency response to the virus, savings and money market rates have become very unappetizin... Read →

The Federal Reserve unanimously voted to leave interest rates unchanged when it concluded its two-day meeting today.   The Fed funds rate remains at a target of zero to 0.25 percent.   The Fed again signaled that... Read →

We’ve seen an incredible fall in interest rates over the last 12 months.

Bowing to political pressure, Fed Chair Jerome Powell began cutting interest rates on August 1, 2019 from a target rate of 2.25% to 2.50% and contin... Read →

We are receiving multiple emails every day from readers of BestCashCow and RatesAndInfo.com, our subsidiary, who are furious about the pace of falling savings rates, money market rates and short... Read →

The Federal Reserve has left the Fed Funds rate at zero to 0.25%, and projected no plans to raise interest rates through 2022.   The good news is that it is still not considering Read →

Following the stock market’s incredible collapse in March and subsequent recovery, my inbox has been inundated with emails from readers writing to tell me that they are now 90% to even 100% in cash.

These emails come from... Read →

I had been a customer of Smith Barney for as long as I can remember, even after it merged into Morgan Stanley in 2011.

Smith Barney was always an outstanding institution to do business with.   They understood that the... Read →

For years, the Amex Platinum card has been one of the most premium travel rewards c... Read →

Chase, Amex and Citibank have announced the supplemental benefits for holders of their travel rewards cards.   They are as follows:

Chase

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