Articles

All Articles

Will Your Student Loans Keep You from Getting a Home? Image Image courtesy of marin at FreeDigitalPhotos.net

Will Your Student Loans Keep You from Getting a Home?

Student loans may not have the negative impact on getting a mortgage loan than you might think. But there are some things to keep in mind before applying for a mortgage.

Read →
What are Some Common Costs of Owning a Home? Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

What are Some Common Costs of Owning a Home?

Owning a home is one of the greatest investments and feelings you will ever experience. But, new homeowners need to be prepared for the various costs so the experience is an exciting one instead of an overwhelming one.

Read →

Are You Hesitant About Buying a Foreclosured Property?

Buying a foreclosure is a good way to get a great bargain on a home. And despite what anyone says, it is safe to buy a foreclosed property…as long as you follow the correct procedures.

Read →
How Your FICO Score is Determined and What You Can Do About It Image credit.com

How Your FICO Score is Determined and What You Can Do About It

We all know that FICO scores determine interest rates for credit. Here's how your score is determined, and what you can do to raise it.

Read →

With Treasury Yields So Low, Should Investors Look to Corporate Bonds?

Treasury bonds are probably not a safe place to hang out with the Fed poised to end quantitative easing. Investors might be better served to look at corporate bonds.

Read →

Social Lender Prosper Raises $17.2 Million; Should You Be Investing?

Prosper, a site that connects credit-worthy borrowers with investors today announced that it has raised $17.2 million. Is social lending for you and can earn the 10% plus returns advertised on the site?

Read →
Should you Deposit Money With A Bank in Trouble? Image Image courtesy of Tuomas_Lehtinen at FreeDigitalPhotos.net

Should you Deposit Money With A Bank in Trouble?

If you find a bank in poor financial health that offers a competitive rate for CDs and savings accounts, does their poor financial health make the investment worth it?

Read →
Peer-to-Peer Lending: Earn High Returns While Helping Individual Borrowers with Lending Club? Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Peer-to-Peer Lending: Earn High Returns While Helping Individual Borrowers with Lending Club?

If you are seeking a higher APY on your investment, Lending Club is a social lending network that boasts an average rate of return of 9.64%. Additionally, they claim that every single investor who has diversified their club portfolio with 800 or more notes have earned a positive return on their total investment.

Read →

PayPal Gets Competitors

If you want to send money to your friend or family member, you will soon have more options. Bank of America, Chase and Wells Fargo form a partnership to give PayPal a run for its money, and their partnership will soon include more banks as well.

Read →
Housing Prices Drop to 2002 Levels - Approaching Bottom? Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Housing Prices Drop to 2002 Levels - Approaching Bottom?

Housing prices continued their fall and are now at mid-2002 levels according to the Case-Shiller Housing Index. Looking at the data, it's appears that we are close to a bottom in the correction. First time home buyers, time to dive in.

Read →

Should US Follow UK in Keeping Strict Mortgage Loan Criteria?

The United Kingdom has had similar mortgage problems that we have experienced. Should we follow their example to help us get out of the mess?

Read →

NUVO Offers 2.02% APY on Growth Savings Account

Interested in a savings account that pays more than most CD rates? Balances up to $24,999 earn 2.02% APY with this online account.

Read →

Nationwide: Not Just for Insurance Anymore

Nationwide is now "on your side" by offering a 1.05% APY money market account and CDs that pay up to 2.40% APY.

Read →

American Express: Not Just for Credit Cards Anymore

The credit card giant now offers a 1.00% online savings account, with no fees and no minimum deposit. They also offer no-minimum deposit CDs.

Read →

Tired of Carrying Around Your Wallet? Google May Have a Solution

Google announces Google Wallet, so that your phone can become your wallet - only smaller.

Read →