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The Treasury Yield Curve - Using it to Predict the Economic Future

Many investors wish they had a crystal ball to help them predict what will happen with the economy and their investments. What they don't understand is that something just like a crystal ball does exist - it's called the Treasury Yield Curve.

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Banks and Brokerages Still Rolling out Bonuses and Rewards for Opening Accounts Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Banks and Brokerages Still Rolling out Bonuses and Rewards for Opening Accounts

Banks have often rolled out the red carpet and offered incentives to try to attract new money. Even in this age of extremely low interest rates banks and brokerages are still offering rewards to get a hold of your cash.

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Are You Part of the 22 Percent of Homeowners Having Trouble Making Their Mortgage Payment?

A new survey shows that nearly 1 in 4 homeowners are having trouble making their mortgage payments. But is that really bad news compared to last year?

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Why You Should Buy a Home This Year

With the mortgage industry emerging from one of the worst debacles in history, could this year be the year you become a homeowner?

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Mortgage Application Rate at a Six-Week Low As Mortgage Rates Rise and Purchasers Wait for Further Home Price Drops

With fewer people applying for mortgages lately, what does it mean for the housing industry? What other factors are contributing to the declining number of home buyers?

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Jobs Report Good; Fed's Narayana Kocherlakota Says Rates Could Start Moving Up

The Labor Department job's report came in above expectations with nonfarm payrolls rising by 216,000 last month. The economy is now growing and several Fed Presidents have come out and indicated that they believe interest rates may need... Read →

More Consumers are Paying Credit Cards, Not Mortgages

While there are still many people who are foregoing their mortgage payments while paying their credit card bills, the numbers seem to be getting better. Could that mean there is good news for the economy?

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What are the GOP’s Plans for Mortgage Reform?

The Republicans in the House are unhappy with the current legislation surrounding mortgage modifications and relief. But do they have better solutions for the problem?

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Four Benefits to Paying Off Your Mortgage Early

There are several benefits you can enjoy from paying off your mortgage earlier than previously scheduled. Here are four of those benefits.

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Unconventional times require unconventional thought. Breaking from the rigidity of traditional bond funds, some investment houses have created funds that are literally unconventional bond funds.

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Traditional Credit Unions are Offering Extremely Competitive CD Rates

The traditional credit union is actively pursuing members with high rates. Some may be teasers, but offer a high yield nonetheless. While consumers and investors are often lured by the ease of the internet, local institutions have begun to offer competitive rates to compete.

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ATT's T-Mobile Acquisition Is Risky, but Its Dividend Is Secure

ATT's dividend is still in excess of 5.75%. It is the top yielding stock in the Dow Jones average. It just agreed to acquire T-Mobile's operations for a combined equity and cash amount of $39 billion. Shorts have been burned over the last few days assuming that the dividend would be called into jeopardy. It isn't.

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Senator Dick Durbin Argues that Credit and Debit Card Markets Are a Monopoly and Government Intervention is Required

Illinois Senator Dick Durban makes the argument that excessive fees for accepting credit cards and debit cards are impairing Small Businesses as well as consumers to the benefit of the country's largest banks.

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Chase, Wells Fargo and Other Banks Cancel Debit Card Rewards Program

Chase, Wells Fargo, and SunTrust recently announced they are cancelling their debit card reward program in response to the new rulings on "swipe fees" that limit the amount that large banks can charge retailers for debit card... Read →
CheckSpring Bank -The Bank for the Underbanked Image shutterstock

CheckSpring Bank -The Bank for the Underbanked

many banks actively motivate change in their community. Checkspring Bank is one such bank as its business model is focused around assisting the unbanked or underbanked.

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