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Paying off a mortgage months or even years before you are scheduled to pay it off can save you time, money and frustration. But how can you pay it off early without winning the lottery? Here are some tips you can use.

For all of the talk of the US government defaulting on its debt and rising inflation, mortgage rates have remained exceptionally low. Both the Treasury and mortgage markets do not look convinced of any future default or rising in inflation.

A strategic default is basically when a homeowner decides to walk away from their mortgage payments because they owe more on their home than what it is worth. Are these borrowers deadbeats? Or are they just making a good financial decision?

Freddie Mac and Fannie Mae are no longer going to secure loans over $625,000 beginning October 1, 2011. Is this going to affect you?

Massena Savings and Loan is paying 2.56% APY on a 3-year CD. That's one of the highest rates according to BestCashCow data.

Treasury Inflation Protected Securities (TIPS) auctioned on April 21, 2010 at a negative 0.18%. Why would an investor by a bond at a negative yield and what does it mean?

The Federal Reserve has finally proposed new rules to put in place for the mortgage industry. What are some of those rules and will they help avert another mortgage crisis?

Mortgage rates continue to remain low. How low have they dropped this week?

Is your mortgage payment becoming more and more difficult to pay each month? Is refinancing your home to get a lower payment simply out of the question? If so, there are other options available to you.

If you have the fortune of having a great credit score, the Chase Freedom Card offers some nice reports with no annual fee.

Bayer Heritage Federal Credit Union in Western Virginia is offering a 3.56% APY 60-month CD.

If you're one of the lucky people who have $10,000 or more to deposit in a liquid savings account, Capital One is offering a $50 bonus for opening an account plus an extra 10% quarterly bonus on all interest earned.

If you use bill pay often, Citizens Bank will pay new checking customers $40 a month for each month you make at least 5 bill pay transactions of $50 or more. The offer is good for up to 6 months, so you can get paid up to $240. Additionally, if you open a Green Checking account, you can earn even more money in bonuses.

Is the thought of paying the high closing costs on a home keeping you from making the leap into home ownership? Consider getting a mortgage through Fannie Mae.

If you have only $500 to invest for the long term, Astoria Federal Savings offers 2.65% APY for a five-year CD. Additionally, you can withdrawal your credited interest without penalty, if needed.