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Data through December 2010, released today by Standard & Poor’s for its S&P/Case-Shiller Home Price Indices, the leading measure of U.S. home prices, show that the U.S. National Home Price Index declined by 3.9% during the fourth quarter of 2010.

'The Democratic Wave of the Middle East' has begun sweeping across North Africa. Oil production and pipelines are tied to the region and due to supply disruption concerns, the price of oil is going up.

While there is a great stress on all citizens to save, we are often presented with sub-par rates. Banks need deposit accounts to fund their loan and mortgage business, but are giving little in return. Yet, there is a push to get customers to come back (or in) the bank as well and curb the purely internet use. Sovereign Bank is one of thise banks and is currently offering a 3.00% APY 5 year CD.

It has been 30 years in the making, but on February 18, 2011 the shiny metal reached an intra-day high of $32.57 an ounce. Technically speaking there is support at the $30 an ounce level and resistance at $35, which is the range I mentioned in the article Silver´s Strength in 2011, so this is not a three sigma move, but exciting, nonetheless. The metal is up about 2.5% for the day and 5.3% since January 1, 1011.

With the number of people needing mortgage modifications before losing their home, it is essential to know the basics about how to request a modification and some other information. Here are five common questions that troubled homeowners have about mortgage modifications and the answers to those questions.

There was a time when a small down payment or even no down payment at all was good enough for lenders to approve a buyer for a mortgage loan. T

There are many strategies going on these days as people try to get out from under their current mortgages.

CDARS is a service provided by select banks that allows you as a depositor to get up to $50,000,000 in FDIC insurance for Certificates of Deposit.

Many people think that reverse mortgages are safe. While they are safer than most traditional mortgage products, they are not completely safe from default. There is a large number of senior citizens who have taken out a reverse mortgage and are now in danger of defaulting and getting foreclosed on because of unpaid taxes and unpaid insurance premiums that they are required to pay under their deal with the reverse mortgage agreement.

There was a point before internet banking that passbooks were all the rage. These archaic devices were great. They were a constant running record of all of your transactions in an up to the minute format. From a tellers perspective they were horrible tedious accounts for old people. However they very much served a purpose. All of these new money market and high yield savings accounts didn't exist. But, now they do. These new accounts from banks and credit unions and other (i.e. Sallie Mae Bank, Discover Bank) are far superior to most brick and mortar savings accounts.

At this point in my young adult life I can tell my children (when and/if they come to exist) that when I started driving gas was $0.98 a gallon, Sudan was one nation and that dividend stocks attracted bond investors. With the decimation of 2008 and early 2009 behind us, the economy is in recovery mode. We have all heard that, but it is.

The safest banks in the United States based on FDIC data. The health of a bank is especially important if you have more than the FDIC insurance limit on deposit at the bank.