Riverside Bank based in Poughkeepsie, NY is offering a 1.51% APY 24 month CD. That's one of the best cd rates for this term in New York state. The CDs require a minimum deposit of $2,500 and automatically renew unless the bank is notified otherwise before the term expires.
Riverside Bank has four branches in Poughkeepsie, Fishkill (like the name of that town), and Newburgh. The bank's financials look pretty good. It's Texas Ratio is 12.34% versus the national average of 20.28% (the lower the Texas Ratio the better). Assets have grown from $156 million in 2006 to $184 million in 2011. The bank was founded in 1988.
Riverside is publicly owned with an empasis on providing service within a limited market area to small and medium sized businesses, professionals and individuals.
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