Virtual Bank Raises 1 Year CD Rate to 4.34%

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Virtual Bank now offers the best 1 Year and 3 month CD rates.

Virtual Bank, a Florida-based online bank, has raised their CD and savings rates. 

As of August 8, the bank's rates are now the best 3 month and 1 year CD rates according to the rate charts.

In the past, the bank has tended to raise and lower rates quickly, so depositors will probably need to act quickly in order to secure these rates and to monitor the bank's savings rates carefully if they choose to open savings accounts.

As with all deposits in this uncertain period, depositors should be careful to keep deposits below the FDIC insurance limits.

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Today's Highest Online CD Rates

Bank Product Term Interest Rate (APY)
M.Y. Safra Bank 1-Year 2.51% APY with $500 minimum
Sallie Mae Bank 1-Year 2.50% APY with $2,500 minimum
Discover Bank 1-Year 2.30% APY with $2,500 minimum
Pentagon 3-Year 3.25% APY with $1,000 minimum
Popular Direct 3-Year 3.10% APY with $10,000 minimum
M.Y. Safra Bank 3-Year 3.06% APY with $500 minimum
Bread Savings, a division of Comenity Capital Bank 5-Year 3.65% APY with $1,500 minimum
M.Y. Safra Bank 5-Year 3.26% APY with $500 minimum
Popular Direct 5-Year 3.25% APY with $10,000 minimum

See More Online CD Rates →


  • Sam Cass

    August 08, 2008

    They also have the highest rate on 3 month CDs.

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