Acacia Federal Savings Bank

7600 Leesburg Pike, Suite 200
Falls Church, VA 22043

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32266
Date Established 1985
Assets $0.59 billion
Loans $0.40 billion
Deposits $0.46 billion
Capital $0.12 billion

Acacia Federal Savings Bank is an FDIC insured institution located in Falls Church, VA. It was founded in 1985 and has approximately $0.59 billion in assets.

For a more detailed analysis of Acacia Federal Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Acacia Federal Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Virginia, Acacia Federal Savings Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 82.18
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 0.12
Construction and Development Loans 0.00
Commercial Real Estate 18.53
Commercial and Industrial Loans 0.32
Farm Loans 0.00

Deposit Rates - July 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no rates available for Acacia Federal Savings Bank, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - July 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Acacia Federal Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triumph Bank
NMLS ID: 1339905
4.281% 4.250% 0.38 $938 $1,230 Learn More
HomeDirect Mortgage
NMLS ID: 420821
4.509% 4.500% 0.13 $367 $1,267 Learn More
Federated Mortgage Corp
NMLS ID: 101475
4.280% 4.250% 0.00 $890 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Acacia Federal Savings Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Acacia Federal Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Acacia Federal Savings Bank Locations

Financial Details

Acacia Federal Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Acacia Federal Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Acacia Federal Savings Bank U.S. Bank Average
4.85% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Acacia Federal Savings Bank had $6,094,000 in non-current loans and $101,000 in owned real estate. To cover these potential losses it had $122,886,000 in equity and $4,862,000 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Return on Equity
Acacia Federal Savings Bank U.S. Bank Average
3.5% 9.35%

Acacia Federal Savings Bank has a Return on Equity of 3.5% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Acacia Federal Savings Bank U.S. Bank Average
20.98% 12.01%

Acacia Federal Savings Bank has a Capitalization of 20.98% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Acacia Federal Savings Bank Balance Sheet Analysis

As of September 30, 2013, Acacia Federal Savings Bank had assets of $585,656,000, loans of $401,947,000, and deposits of $456,926,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.40 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.46 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.59 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Acacia Federal Savings Bank

Branches and Savings

Is Acacia Federal Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #32266.

Why does Acacia Federal Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Acacia Federal Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Acacia Federal Savings Bank a commercial bank?

Yes

Where are Acacia Federal Savings Bank locations?

See branch locations nearby.

Is Acacia Federal Savings Bank open on Saturdays?

Is Acacia Federal Savings Bank open on Sundays?

What time does Acacia Federal Savings Bank open?

What time does Acacia Federal Savings Bank close?

Are Acacia Federal Savings Bank ATMs Open 24/7?

Do Acacia Federal Savings Bank ATMs accept cash deposits?

Can Acacia Federal Savings Bank customers use other ATMs?

Do Acacia Federal Savings Bank branches have notaries?

Will Acacia Federal Savings Bank notarize my document?

What address for Acacia Federal Savings Bank should I put for incoming ACH transfers?

Will the Acacia Federal Savings Bank branch print checks?

Do Acacia Federal Savings Bank checks expire?

Does Acacia Federal Savings Bank require US citizenship to open account?

Can Acacia Federal Savings Bank close my account?

Does Acacia Federal Savings Bank Report to credit bureaus?

Does Acacia Federal Savings Bank Use Equifax?

What is Acacia Federal Savings Bank's ACH Routing Number?

What is Acacia Federal Savings Bank's SWIFT code?

Products

Does Acacia Federal Savings Bank offer mortgages?

Compare mortgage rates here.

Does Acacia Federal Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Acacia Federal Savings Bank offer personal loans?

Compare personal loan rates here.

Does Acacia Federal Savings Bank offer student loans?

Will Acacia Federal Savings Bank cash a check?

Will Acacia Federal Savings Bank redeem a savings bond?

Does Acacia Federal Savings Bank cash savings bonds?

Will Acacia Federal Savings Bank cash money orders?

Can Acacia Federal Savings Bank issue a money order?

Does Acacia Federal Savings Bank do currency exchange?

Background on The Bank

Who owns Acacia Federal Savings Bank?

How long has Acacia Federal Savings Bank been around?

Can Acacia Federal Savings Bank transfer to other banks?

Does Acacia Federal Savings Bank have quick pay?

Does Acacia Federal Savings Bank accept rolled coins?

Will Acacia Federal Savings Bank accept loose change?

Where is Acacia Federal Savings Bank headquarters?

Customer Reviews for Acacia Federal Savings Bank


  • Robert L Wing

    May 23, 2017

    I have a certificate of Deposit from your bank and would like some information about it. To whom should I contact to help me in this matter ??? Please advise.

Add Your Review

Rate it here →