Acacia Federal Savings Bank

Headquarters

7600 Leesburg Pike, Suite 200
Falls Church, VA 22043
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.87% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Bank Information

Acacia Federal Savings Bank is an FDIC insured institution located in Falls Church, VA. It was founded in 1985 and has approximately $0.59 billion in assets.

FDIC Insured Yes
FDIC Certificate # 32266
Date Established 1985
Assets $ 585.66 million
Loans $ 401.95 million
Deposits $ 456.93 million
Capital $ 122.89 million
 

For a more detailed analysis of Acacia Federal Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - January 25, 2022

Your Current Location: Virginia, VA 20146

 

Loan Rates - January 25, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Acacia Federal Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




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Note to Acacia Federal Savings Bank
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Branches

Acacia Federal Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Acacia Federal Savings Bank Locations



Climate Initiatives

Acacia Federal Savings Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Acacia Federal Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Acacia Federal Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Acacia Federal Savings Bank U.S. Bank Average
4.85% 4.33%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2021, Acacia Federal Savings Bank had $6,094,000 in non-current loans and $101,000 in owned real estate. To cover these potential losses it had $122,886,000 in equity and $4,862,000 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Return on Equity
Acacia Federal Savings Bank U.S. Bank Average
3.5% 11.13%

Acacia Federal Savings Bank has a Return on Equity of 3.5% versus the BestCashCow average of 11.13%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Acacia Federal Savings Bank U.S. Bank Average
20.98% 11.79%

Acacia Federal Savings Bank has a Capitalization of 20.98% versus the BestCashCow average of 11.79. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Acacia Federal Savings Bank Balance Sheet Analysis

As of September 30, 2013, Acacia Federal Savings Bank had assets of $585,656,000, loans of $401,947,000, and deposits of $456,926,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2021
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 401.95 million
Loan loss allowance $ 4.86 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.10 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 456.93 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 585.66 million

Summary Income Statement

September 30, 2021
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Acacia Federal Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Virginia, Acacia Federal Savings Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 82.18
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 0.12
Construction and Development Loans 0.00
Commercial Real Estate 18.53
Commercial and Industrial Loans 0.32
Farm Loans 0.00

Customer Reviews for Acacia Federal Savings Bank


  • May 23, 2017

    I have a certificate of Deposit from your bank and would like some information about it. To whom should I contact to help me in this matter ??? Please advise.

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