Banco Popular North America

11 West 51st Street
New York, NY 10019

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34967
Date Established 1999
Assets $8.97 billion
Loans $5.79 billion
Deposits $6.40 billion
Capital $1.85 billion

Banco Popular North America is an FDIC insured institution located in New York, NY. It was founded in 1999 and has approximately $8.97 billion in assets. Customers can open an account at one of its 52 branches.

For a more detailed analysis of Banco Popular North America's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Banco Popular North America’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and 1-4 Family Residential Loans.

Compared to other banks in New York, Banco Popular North America has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.35
Multifamily
Mortgages
19.89
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 2.14
Construction and Development Loans 12.25
Commercial Real Estate 30.00
Commercial and Industrial Loans 4.90
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $10,000 $49,999 Learn MoreShow Less
3 Mo CD 100K
0.25% $100,000 $249,999 Learn MoreShow Less
6 Mo CD 10K
0.15% $10,000 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.15% $100,000 $249,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.50% $1 $9,999 Learn MoreShow Less
Special: 13 Mo FIRA
1.60% $1,000 - Learn MoreShow Less
Special: 18 Mo FIRA
0.60% $100 - Learn MoreShow Less
Special: 21 Mo FIRA
1.55% $1,000 - Learn MoreShow Less
Special: 25 Mo FIRA
1.70% $1,000 - Learn MoreShow Less
Special: 36 Mo FIRA
1.75% $1,000 - Learn MoreShow Less
Special: 48 Mo FIRA
1.80% $1,000 - Learn MoreShow Less
Special: 60 Mo FIRA
2.25% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $999 Learn MoreShow Less
Int Ckg 2.5K
0.10% $1,000 $24,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Popular Prestige Checking 0.00% $2,000 $12.00 Learn MoreShow Less
Popular Everyday Checking 0.00% $1,000 $10.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Banco Popular North America

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Banco Popular North America
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Banco Popular North America branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Banco Popular North America Locations

Financial Details

Banco Popular North America Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banco Popular North America. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Banco Popular North America U.S. Bank Average
6.2% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Banco Popular North America had $115,981,000 in non-current loans and $2,130,000 in owned real estate. To cover these potential losses it had $1,848,788,000 in equity and $54,771,000 in loans loss reserves. That gives it a Texas Ratio of 6.2%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Banco Popular North America U.S. Bank Average
2.36% 8.58

Banco Popular North America has a Return on Equity of 2.36% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Banco Popular North America U.S. Bank Average
20.6% 12.11

Banco Popular North America has a Capitalization of 20.6% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Banco Popular North America Balance Sheet Analysis

As of June 30, 2017, Banco Popular North America had assets of $8,973,930,000, loans of $5,786,835,000, and deposits of $6,402,802,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Banco Popular North America

Branches and Savings

Is Banco Popular North America FDIC insured?

Yes. It is covered under FDIC Certificate #34967.

Why does Banco Popular North America pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Banco Popular North America CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Banco Popular North America a commercial bank?

Yes

Where are Banco Popular North America locations?

See branch locations nearby.

Is Banco Popular North America open on Saturdays?

Is Banco Popular North America open on Sundays?

What time does Banco Popular North America open?

What time does Banco Popular North America close?

Are Banco Popular North America ATMs Open 24/7?

Do Banco Popular North America ATMs accept cash deposits?

Can Banco Popular North America customers use other ATMs?

Do Banco Popular North America branches have notaries?

Will Banco Popular North America notarize my document?

What address for Banco Popular North America should I put for incoming ACH transfers?

Will the Banco Popular North America branch print checks?

Do Banco Popular North America checks expire?

Does Banco Popular North America require US citizenship to open account?

Can Banco Popular North America close my account?

Does Banco Popular North America Report to credit bureaus?

Does Banco Popular North America Use Equifax?

What is Banco Popular North America's ACH Routing Number?

What is Banco Popular North America's SWIFT code?

Products

Does Banco Popular North America offer mortgages?

Compare mortgage rates here.

Does Banco Popular North America offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Banco Popular North America offer personal loans?

Compare personal loan rates here.

Does Banco Popular North America offer student loans?

Will Banco Popular North America cash a check?

Will Banco Popular North America redeem a savings bond?

Does Banco Popular North America cash savings bonds?

Will Banco Popular North America cash money orders?

Can Banco Popular North America issue a money order?

Does Banco Popular North America do currency exchange?

Background on The Bank

Who owns Banco Popular North America?

How long has Banco Popular North America been around?

Can Banco Popular North America transfer to other banks?

Does Banco Popular North America have quick pay?

Does Banco Popular North America accept rolled coins?

Will Banco Popular North America accept loose change?

Where is Banco Popular North America headquarters?

Customer Reviews for Banco Popular North America


  • Dr. E. F. Ayers; e.f.ayers@outlook.com

    October 02, 2015

    I have a CD maturing on 11/15 please email your CD Rates and contact info.

  • Daniel Winterringer dwinterringer@hotmail.com

    September 02, 2015

    Hi, I have a 401K that I want to roll to an IRA and purchase CD's. Do you offer IRA's and if so what are your current CD rates? Thanks Dan

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