Brighton Bank

7101 Highland Drive
Salt Lake City, UT 84121


General Bank Information

FDIC Insured Yes
FDIC Certificate # 22578
Date Established 1978
Assets $0.20 billion
Loans $0.11 billion
Deposits $0.17 billion
Capital $0.02 billion

Brighton Bank is an FDIC insured institution located in Salt Lake City, UT. It was founded in 1978 and has approximately $0.2 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Brighton Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Brighton Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in Utah, Brighton Bank has a significantly higher percent of Multifamily Mortgages, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.38
Credit Card Loans 0.00
Consumer Auto Loans 0.24
Small Business Loans 0.00
Construction and Development Loans 11.81
Commercial Real Estate 57.67
Commercial and Industrial Loans 6.42
Farm Loans 0.00

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for Brighton Bank

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to Brighton Bank

Note to Brighton Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Brighton Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Brighton Bank Locations

Financial Details

Brighton Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brighton Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brighton Bank U.S. Bank Average
0% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Brighton Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $23,930,000 in equity and $1,828,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Brighton Bank U.S. Bank Average
15.75% 8.39%

Brighton Bank has a Return on Equity of 15.75% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Brighton Bank U.S. Bank Average
11.87% 11.94%

Brighton Bank has a Capitalization of 11.87% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brighton Bank Balance Sheet Analysis

As of March 31, 2017, Brighton Bank had assets of $201,640,000, loans of $108,531,000, and deposits of $169,733,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Brighton Bank

There are currently no comments for Brighton Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →