Bank of America Premium Rewards™ Credit Card (Rewards Rate Requires Platinum Honors Status through $100,000 with BoA or Merrill Lynch)

Bank of America Premium Rewards™ Credit Card (Rewards Rate Requires Platinum Honors Status through $100,000 with BoA or Merrill Lynch)

Sign-Up Bonus

Earn $500 after spending $3,000 in the first 90 days.

Point Accrual


  • Earn 2x on travel and dining. Earn 1.5x on all else.
  • Bank of America Preferred Rewards clients increase that bonus to 25% - 75% (BoA Platinum Honors customers with over $100,000 at the bank or Merrill Lynch receive a 75% premium on these amounts.)
  • Also receive a $200 annual travel statement credit which can be applied against the cost of TSA PreCheck and/or incidental airline charges.
  • $95 annual fee.

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 74,291 points annually.

We value these points as high as 1.00 cents per point.

So, you can receive up to $742.91 in value per year.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings

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Customer Reviews for Bank of America Premium Rewards™ Credit Card (Rewards Rate Requires Platinum Honors Status through $100,000 with BoA or Merrill Lynch)

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