The Platinum Card® from American Express

The Platinum Card® from American Express

Advertiser Disclosure

Coronavirus / COVID-19 Additional Benefits

Through the end of 2020, the Platinum card is providing $20/month streaming service credit and $20/month wireless phone service credit.  This benefit is not extended to co-branded cards such as the Morgan Stanley Platinum card, the Mercedes Benz Platinum card, the Ameriprise Platinum card or the Charles Schwab Platinum card.

Welcome Offer

100,000 Membership Rewards points after spending $6,000 within 3 months (Targeted offers may offer more Membership Rewards points).   The Welcome Offer is not available if you have ever had the exact same product before (if you have had the card before, consider the Business version, the Morgan Stanley version or the Mercedes Benz version.)  $695 annual fee.

Point Accrual


Earn 10X points for up to $25,000 spend in the first six months on restaurants globally or through Shop Small in the US.    5x points airline purchases or hotels reserved directly through Amex. One point on everything else.

Why BestCashCow Likes

Those who enjoyed coupon books when they were the rage 30 years ago.

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 38,800 points annually.

We value these points as high as 1.95 cents per point.

So, you can receive up to $756.60 in value per year.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings

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Most Valuable Redemptions

The complete list of travel partners to which Amex points may be transferred is here.

The most attractive transfer partners are currently Delta, British Airways, Iberia and Singapore Airlines.   Singapore's KrisFlyer program is the partner that ordinarily provides the most valuable use of your Amex points provided you can redeem there for one of the rewards outlined this article.

Customer Reviews for The Platinum Card® from American Express

Rated 2.00 stars out of 5 - based on 2 reviews

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.


  • July 3, 2020 |

    Don't even dream of opening this for 60,000 points in this environment. Wait until you get matched for a 100,000 sign up bonus with the cardmatch tool. Everyone is matching due to the Corona! Don't leave 40,000 points on the table.

  • May 6, 2019 |

    Used to have the Platinum for the service, but either their service level has fallen or Chase Reserve's has improved. In any case, finding it very difficult to continue to hold this versus Chase.

  • August 2, 2016

    Does anyone have a link to 100,000 offer? I see several offers and they are all much lower.


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