The Platinum Card® from American Express

The Platinum Card® from American Express

Advertiser Disclosure

Coronavirus / COVID-19 Additional Benefits

Through the end of 2020, the Platinum card is providing $20/month streaming service credit and $20/month wireless phone service credit.  This benefit is not extended to co-branded cards such as the Morgan Stanley Platinum card, the Mercedes Benz Platinum card, the Ameriprise Platinum card or the Charles Schwab Platinum card.

Welcome Offer

75,000 Membership Rewards points after spending $5,000 within 3 months (Targeted offers may offer more Membership Rewards points).   The Welcome Offer is not available if you have ever had the exact same product before (if you have had the card before, consider the Business version, the Morgan Stanley version or the Mercedes Benz version.)

Point Accrual

Ordinarily 1 point per $1 spent on the card, this card now offers 5 points per $1 spend directly on airlines and on hotels booked through American Express. $200 annual airline incidental credit (can be used in twice in the first payment year for airline incidental fees - once in each of two successive calendar years).  $200 in Uber statement credits annually ($15 per month and $35 in December).   $50 semi-annual Saks statement credit.  Limited Priority Pass membership.   Global Entry reimbursement.   Access to Amex's own airport lounges worldwide.  $550 annual fee.

Why BestCashCow Likes

Those who spend a lot on airline travel booked directly with the airline and who can find valuable redemptions with Amex's transfer partners.

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 38,800 points annually.

We value these points as high as 1.95 cents per point.

So, you can receive up to $756.60 in value per year.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings


Most Valuable Redemptions

The complete list of travel partners to which Amex points may be transferred is here

Customer Reviews for The Platinum Card® from American Express

Rated 2.00 stars out of 5 - based on 2 reviews

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.

  • July 03, 2020 |

    Don't even dream of opening this for 60,000 points in this environment. Wait until you get matched for a 100,000 sign up bonus with the cardmatch tool. Everyone is matching due to the Corona! Don't leave 40,000 points on the table.

  • May 06, 2019 |

    Used to have the Platinum for the service, but either their service level has fallen or Chase Reserve's has improved. In any case, finding it very difficult to continue to hold this versus Chase.

  • August 02, 2016

    Does anyone have a link to 100,000 offer? I see several offers and they are all much lower.

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