Hilton Honors American Express Surpass® Card

Advertiser Disclosure

Coronavirus / COVID-19 Additional Benefits

This card is now offering 12x points per dollar at U.S. supermarkets until July 31, 2020.

Welcome Offer

Earn 125,000 Hilton points after spending $2,000 within your first three months. $95 annual fee.  (The Hilton Honors American Express card, a separate card, offers 75,000 points after spending $1,000 within your first three months and has no annual fee). 

Point Accrual


Earn 12 Hilton Honors points per $1 spent at Hilton, 6 points per dollar spent at restaurants, US supermarkets and gas stations, 3 points everywhere else. 

Why BestCashCow Likes

Those who stay at Hilton family hotels.

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 111,900 points annually, assuming your stay at Hilton branded hotels.

We value these points as high as 0.30 cents per point.

So, you can receive up to $335.70 in value per year.

*This value is only achieved if your hotel purchases are at same hotel as the card brand.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings

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Most Valuable Redemptions

Most Conrads are 95,000 points per night. 

Customer Reviews for Hilton Honors American Express Surpass® Card

Rated 5.00 stars out of 5 - based on 1 reviews

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.


  • December 22, 2016

    Had no problem using the 2 free nights at the Conrad in NY and that made it worthwhile and then I cancelled.

  • May 25, 2016 |

    The card is great for the 2 free nights, but other than that it is very iffy. I recommend to get it, use the 2 free nights, then cancel and Citibank mails you a prorata refund of your annual fee.


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