Chase Freedom Unlimited

Advertiser Disclosure

Welcome Offer

Earn a $150 bonus (15,000 points) after you spend $500 on purchases in your first 3 months from account opening.  $0 annual fee.

Point Accrual

  • Unlimited 1.5% cash back on every purchase (or 1.5x points if you transfer the points to a Chase Ink or Chase Sapphire card instead of redeeming for cash back).
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Why BestCashCow Likes

Those who have a Chase Sapphire or a Chase Ink Preferred card.

Why BestCashCow Likes

A strong and reliable cash back card that delivers 1.50% back in all categories, but becomes especially strong when you also hold a Sapphire or Chase Ink Preferred card and use the card for 1.5 Chase Ultimate Rewards points instead of the 1.50% cash back. 

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 40,200 points annually.

We value these points as high as 2.05 cents per point.

So, you can receive up to $824.10 in value per year.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings


Most Valuable Redemptions

Points only have the value ascribed when they are transferred to a Chase Sapphire or a Chase Ink card as explained in this article.


Chase offers Tons of Ways to Boost Your Ultimate Rewards Balance

Customer Reviews for Chase Freedom Unlimited

Rated 5.00 stars out of 5 - based on 1 reviews

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.

  • August 17, 2020 |

    This is a great card. It gives me 1.50 points per dollar. I can redeem that at 1 penny a point, but since Chase's transfer partners are so good, I am always better off transferring points to either my Sapphire Reserve card or my Chase ink business card. Some bloggers call these three cards the Chase trifecta. I am not so big of the trifecta because most of my business expenses go to the Amex Business Blue, but I am big on Freedom Unlimited and Sapphire Reserve.

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