Chase Freedom Unlimited
Welcome Offer
Earn a $200 bonus (20,000 points) after you spend $500 on purchases in your first 3 months from account opening. $0 annual fee.
Point Accrual
- 3% cash back on restaurants and drugstores.
- 5% cash back on grocery stores for your first 12 months of card membership, excluding Target and Walmart, up to $12,000 in spend.
- 3.5% cash back on Lyft until 3/2022.
- Unlimited 1.5% cash back on every purchase
- Cash back is rewarded in points that can be redeemed at a penny a piece for cash - any amount, anytime. These points can be transferred to a Chase Ink Business Preferred or a Chase Sapphire card where they may have much more value when redeemed for travel rewards.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Cash Back rewards do not expire as long as your account is open
- No annual fee
Why BestCashCow Likes
Those who have a Chase Sapphire or a Chase Ink Business Preferred card.
Why BestCashCow Likes
A strong and reliable cash back card that delivers 1.50% back in all categories, but becomes especially strong when you also hold a Sapphire or Chase Ink Preferred card and use the card for 1.5 Chase Ultimate Rewards points instead of the 1.50% cash back.
Calculating Your Value
Your Annual Points
With our default spend profile, this card can produce 46,950 points annually.
We value these points as high as 2.05 cents per point.
So, you can receive up to $962.48 in value per year.
Calculate New Values
Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings
Most Valuable Redemptions
Points only have the value ascribed when they are transferred to a Chase Sapphire or a Chase Ink card as explained in this article.
Articles
Chase offers Tons of Ways to Boost Your Ultimate Rewards Balance
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Customer Reviews for Chase Freedom Unlimited
Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.
Alex Feuerstein
December 6, 2020 |
This is my go-to card and has been for years. I transfer my points to a Sapphire Preferred card that I keep for $95 a year so that the points are more valuable, but most of the spend goes on here. It ordinarily earns 1.5x and that is great. The drugstore and restaurant 3x is now better than the Preferred's 2x so I use it at those places now. If I ever use Lyft again, I will use it there now too. Too bad the grocery benefit is only for new cardholders.
ABSie
August 17, 2020 |
This is a great card. It gives me 1.50 points per dollar. I can redeem that at 1 penny a point, but since Chase's transfer partners are so good, I am always better off transferring points to either my Sapphire Reserve card or my Chase ink business card. Some bloggers call these three cards the Chase trifecta. I am not so big of the trifecta because most of my business expenses go to the Amex Business Blue, but I am big on Freedom Unlimited and Sapphire Reserve.
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