Chase Sapphire Reserve Card

Advertiser Disclosure

Coronavirus / COVID-19 Additional Benefits

This card is offering 5x points per dollar spend on grocery spend until June 30, 2020 up to a maximum of $1500 a month.   This excludes shopping at Costco or other big box retailers.

Welcome Offer

Receive 50,000 Chase Ultimate Rewards points after spending $4,000 within three months.  $550 annual fee.   The card includes Priority Pass membership, a $300 travel statement credit that renews on each card membership anniversary date, certain Lyft benefits, and a $60 Grubhub credit annually (through 2021).

Point Accrual

Earn 3x at restaurants and on travel.  Use in conjunction with the Chase Freedom to earn 5x at quarterly rotating categories, including gas, groceries, restaurants, Costco and Amazon, up to a $1,500 quarterly limit.  Also use in conjunction with the Chase Ink Cash card to earn 5x at office supply stores and on telecommunications spend up to a $25,000 annual limit (detailed here).  

Why BestCashCow Likes

Those seeking flexibility in the way they can redeem travel rewards points.

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 37,800 points annually.

We value these points as high as 2.05 cents per point.

So, you can receive up to $774.90 in value per year.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings


Most Valuable Redemptions

The complete list of Chase transfer partners is here.    Some of the more attractive transfer opportunities are:
  • Hyatt - 12,000 points gets a night at the Hyatt Regency Greenville, SC.
  • British Airways - 15,000 points gets a round trip ticket between Chicago and the East Coast (on AA)
  • United - 140,000 points gets a RT business class ticket from JFK to Narita
  • Singapore - 60,000 points gets a RT business class ticket from the mainland US to Hawaii (on United)

Customer Reviews for Chase Sapphire Reserve Card

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.

  • July 03, 2020 |

    I take all of these points and transfer them to Hyatt. With the virus and everything, I don't see them ever going anywhere else for some time, especially since I anticipate traveling within driving distance until 2022. The main difference is that this card gives primary rental car coverage; the Hyatt card gives a free night. Otherwise, it is a bit of a wash, especially since I always get back $300 in travel credits that offset the annual fee. Both great cards.

  • May 30, 2016

    @If Hyatt, If you don't value the optionality, then the Hyatt card is better. Sapphire also has primary rental car coverage, but if you are well insured on you own policy, go with Hyatt.

  • May 30, 2016 |

    If Hyatt is the best transfer option for these points, am I not better off in the Hyatt card with 2 nights in a place like the Andaz in Maui for signing up, a free anniversary night and a lower annual fee ($95 versus $75)?

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