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You are viewing rates from banks across Hialeah
Below are the best three-month CD Rates from banks in Hialeah, Florida . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
Hialeah, FL - August 2, 2025
CD National Average : 2.21% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.50% |
$500 |
16.60 |
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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4.50% |
$500 |
5.27 |
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4.25% |
$1,000 |
16.82 |
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Rate History: 4.35% → 5.05% → 4.95% → 4.80% → 4.25% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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4.25% |
$1,000 |
17.12 |
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Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25% |
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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2.27% |
$50,000 |
17.46 |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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2.25% |
$10,000 |
6.97 |
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Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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2.01% |
$25,000 |
5.43 |
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Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.50% |
$500 |
6.42 |
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Rate History: 1.50% → 1.50% |
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Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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0.20% |
$1,000 |
- |
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.10% |
$1,000 |
22.68 |
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0.05% |
$0 |
6.54 |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Valley National Bank Valley National Bank Branch |
550 Biltmore Way | Coral Gables | FL |
|
Regions Bank Homestead Branch |
2700 Ne 8 Stret | Homestead | FL |
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Beal Bank USA Miami I Branch |
2610 Ponce De Leon Boulevard | Coral Gables | FL |
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Banesco USA Banesco Usa Branch |
150 Alhambra Circle, Suite 100 | Coral Gables | FL |
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Finworth, a division of InsBank Coral Gables Branch |
1220 Ponce De Leon Boulevard | Coral Gables | FL |
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JPMorgan Chase Bank, National Association Florida City Banking Center Branch |
33390 South Dixie Highway | Florida City | FL |
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Wells Fargo Bank, National Association Homestead Branch |
1101 North Krome Avenue | Homestead | FL |
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Amerant Bank, Formerly Mercantil Bank Mercantil Commercebank, National Association Branch |
13650 Southwest 131 Street | Miami | FL |
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OneUnited Bank 79th Street Branch |
3275 N.W. 79th Street | Miami | FL |
|
Citibank, National Association Citibank, National Association Branch |
11199 S.W. 152nd Street | Miami | FL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates