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You are viewing rates from banks across Katy
Below are the best three-month CD Rates from banks in Katy, Texas . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
Katy, TX - July 4, 2025
CD National Average : 2.21% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.50% |
$500 |
6.76 |
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4.25% |
$1,000 |
8.86 |
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Rate History: 1.00% → 4.60% → 4.25% |
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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3.05% |
$1,000 |
5.59 |
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Rate History: 4.59% → 3.05% |
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2.50% |
$500 |
4.94 |
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Rate History: 3.00% → 2.75% → 2.50% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.50% |
$0 |
18.80 |
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Rate History: 1.00% → 4.50% → 2.50% |
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2.32% |
$500 |
12.57 |
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Rate History: 1.00% → 2.32% |
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2.25% |
$10,000 |
5.12 |
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Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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2.01% |
$25,000 |
12.18 |
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Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.50% |
$500 |
9.68 |
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Rate History: 1.50% → 1.50% |
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Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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0.05% |
$0 |
19.57 |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Regions Bank Katy Branch |
23343 Westheimer Parkway | Katy | TX |
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Texas Capital Bank Houston Westway Ii Branch |
4424 W Sam Houston Pkwy North, Suite 170 | Houston | TX |
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Zions Bank Katy Branch |
919 Avenue C | Katy | TX |
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Woodforest National Bank 0407 Katy Mills Wal-Mart Branch |
25108 Market Place Dr. | Katy | TX |
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Wells Fargo Bank South Central, National Association Wells Fargo Bank South Central, National Association Branch |
2005 Taylor Street | Houston | TX |
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First Financial Bank Commercial State Bank Fulshear Branc Branch |
29818 Fm 1093 Suite 100 | Fulshear | TX |
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JPMorgan Chase Bank, National Association Katy Fort Bend Banking Center Branch |
905 Katy Fort Bend Road | Katy | TX |
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Wells Fargo Bank, National Association Brookshire Branch |
923 Cooper Street | Brookshire | TX |
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Amerant Bank, Formerly Mercantil Bank Fm 1960 West Branch |
12145 Fm 1960 Road West | Houston | TX |
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Citibank, National Association Citibank, National Association Branch |
333 Clay Street Suite 3750 | Houston | TX |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates