Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Katy
Below are two-year Certificates of Deposit (CD) rates from banks in Katy, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Katy, TX - July 4, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.25% |
$500 |
9.68 |
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Rate History: 1.00% → 2.75% → 2.75% → 5.25% |
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Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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4.00% 3.60% |
$100,000 $1,000 |
15.13 |
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3.75% |
$1,000 |
8.86 |
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Rate History: 3.61% → 3.75% |
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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3.50% |
$0 |
5.95 |
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Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.50% |
$500 |
4.94 |
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Rate History: 1.00% → 1.55% → 2.25% → 3.50% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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3.45% |
$1,000 |
15.52 |
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Rate History: 4.30% → 4.20% → 4.15% → 3.45% |
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3.45% 0.30% |
$250,000 $1,000 |
12.53 |
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Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.29% |
$500 |
12.57 |
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2.53% |
$1,000 |
5.59 |
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Rate History: 3.05% → 2.53% |
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2.05% |
$100,000 |
4.44 |
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Rate History: 3.05% → 1.55% → 2.30% → 2.05% |
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Aku | May 29, 2020 Dua Read More |
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2.00% |
$10,000 |
5.12 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.16% |
$100,000 |
22.16 |
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Jon Davis | Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More |
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1.06% |
$10,000 |
22.16 |
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Jon Davis | Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More |
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1.00% |
$10,000 |
17.02 |
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0.85% |
$100,000 |
22.20 |
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0.80% |
$100,000 |
4.53 |
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0.80% |
$100,000 |
16.84 |
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0.78% |
$100,000 |
17.66 |
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0.75% |
$10,000 |
15.16 |
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0.75% |
$10,000 |
22.20 |
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0.70% |
$10,000 |
4.53 |
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0.70% |
$10,000 |
16.84 |
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0.70% |
$10,000 |
16.16 |
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utpara4 | Jan 23, 2021 This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More |
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0.68% |
$10,000 |
17.66 |
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0.65% |
$100,000 |
9.97 |
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0.65% |
$100,000 |
4.32 |
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0.60% |
$10,000 |
12.36 |
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0.55% |
$100,000 |
18.59 |
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0.50% |
$10,000 |
9.97 |
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0.50% |
$0 |
19.57 |
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|
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Rate History: 2.00% → 0.50% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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0.50% |
$10,000 |
18.59 |
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0.50% |
$10,000 |
12.98 |
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Looking | Sep 7, 2023 Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More |
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0.45% |
$10,000 |
17.50 |
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0.41% |
$1,000 |
6.36 |
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hi | May 21, 2021 this bank is pooooooooooooooooooop Read More |
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0.40% |
$10,000 |
18.90 |
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0.40% |
$50,000 |
12.72 |
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0.40% |
$10,000 |
15.05 |
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0.35% |
$10,000 |
4.32 |
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0.35% |
$10,000 |
12.01 |
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0.25% |
$10,000 |
10.09 |
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Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
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0.20% |
$1,000 |
11.26 |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.15% |
$10,000 |
16.27 |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.10% |
$1 |
6.75 |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.10% |
$10,000 |
11.27 |
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0.05% 0.01% |
$2,501 $2,500 |
6.76 |
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|
|
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Rate History: 0.03% → 0.05% |
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0.05% |
$500 |
15.40 |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.03% |
$100,000 |
5.60 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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