Missouri

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Sullivan, Missouri CD Rates – 6-Month

You are viewing rates from banks across Sullivan

 

Below are the best six-month CD Rates from banks with branches in Sullivan, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Sullivan, MO - July 6, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.26% → 4.25% → 1.00%

0.45%

$10,000

13.80

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0.40%

$10,000

20.96

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0.30%

$10,000

6.51

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0.26%

$10,000

16.75

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0.25%

$1,000

18.31

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0.25%

$10,000

23.47

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0.25%

$1,000

16.60

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0.25%

$10,000

17.72

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.20%

$10,000

18.49

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0.11%

$100,000

16.98

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0.08%

$10,000

16.98

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Sullivan, MO - July 6, 2025


Branch Street City State
Regions Bank
Owensville Branch
211 West Lincoln Street Owensville MO
Regions Bank
Owensville Branch
211 West Lincoln Street Owensville MO
First Bank
Owensville Facility Branch
120 South First Street Owensville MO
Farmers and Merchants Bank of St. Clair
Plaza Facility Branch
905 St. Clair Plaza Drive St. Clair MO
Ozarks Federal Savings and Loan Association
1 Walton Drive Branch
1 Walton Drive Potosi MO
Town & Country Bank
Bourbon Branch
188 East Pine Street Bourbon MO
FCNB Bank
First Community National Bank Branch
407 North Franklin Cuba MO
Heritage Community Bank
Heritage Community Bank - Union Bran Branch
100 East Locust Street Union MO
Bank of Franklin County
Krakow Branch
3017 Highwa;y A Washington MO
SULLIVAN BANK
Cuba Branch
700 North Franklin Cuba MO
United Bank of Union
Union Branch
210 Highway 50 West Union MO
Midland States Bank
St. Clair Branch
815 North Commercial Avenue St. Clair MO
Legends Bank
Union Branch
410 Hwy 50 East Union MO
Peoples Bank
Peoples Bank Branch
408 W, Washington Street Cuba MO
Peoples Bank
Peoples Bank Branch
408 W, Washington Street Cuba MO
PNC Bank, National Association
Union Branch
509 Highway 50 West Union MO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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