Missouri

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Sullivan, Missouri CD Rates – 2-Year

You are viewing rates from banks across Sullivan

 

Below are two-year Certificates of Deposit (CD) rates from banks in Sullivan, Missouri. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Sullivan, MO - July 6, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

1.10%

$10,000

17.72

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0.90%

$1,000

18.31

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0.85%

$10,000

23.47

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0.70%

$10,000

6.51

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0.60%

$10,000

20.96

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0.60%

$10,000

13.80

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.50%

$1,000

16.60

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0.49%

$10,000

16.75

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0.35%

$10,000

18.49

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0.33%

$100,000

16.98

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0.21%

$10,000

16.98

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Rate History: 0.03% → 0.05%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Sullivan, MO - July 6, 2025


Branch Street City State
United Bank of Union
Union Branch
210 Highway 50 West Union MO
Heritage Community Bank
Heritage Community Bank - Union Bran Branch
100 East Locust Street Union MO
Bank of Franklin County
Krakow Branch
3017 Highwa;y A Washington MO
Town & Country Bank
Bourbon Branch
188 East Pine Street Bourbon MO
Ozarks Federal Savings and Loan Association
1 Walton Drive Branch
1 Walton Drive Potosi MO
Farmers and Merchants Bank of St. Clair
Plaza Facility Branch
905 St. Clair Plaza Drive St. Clair MO
Midland States Bank
St. Clair Branch
815 North Commercial Avenue St. Clair MO
SULLIVAN BANK
Cuba Branch
700 North Franklin Cuba MO
FCNB Bank
First Community National Bank Branch
407 North Franklin Cuba MO
Legends Bank
Union Branch
410 Hwy 50 East Union MO
Peoples Bank
Peoples Bank Branch
408 W, Washington Street Cuba MO
Peoples Bank
Peoples Bank Branch
408 W, Washington Street Cuba MO
First Bank
Owensville Facility Branch
120 South First Street Owensville MO
Regions Bank
Owensville Branch
211 West Lincoln Street Owensville MO
PNC Bank, National Association
Union Branch
509 Highway 50 West Union MO
Regions Bank
Owensville Branch
211 West Lincoln Street Owensville MO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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