Nebraska

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York, Nebraska CD Rates – 6-Month

You are viewing rates from banks across York

 

Below are the best six-month CD Rates from banks with branches in York, Nebraska . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

York, NE - July 3, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 1.66% → 4.95% → 5.10% → 4.60% → 1.66%

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

0.60%

$10,000

21.67

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0.55%

$10,000

21.87

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0.50%

$10,000

21.87

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0.40%

$10,000

13.23

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0.30%

$10,000

15.88

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0.27%

$100,000

17.43

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| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.25%

$10,000

17.43

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0.25%

$100,000

23.47

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0.20%

$10,000

17.13

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| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.20%

$10,000

21.87

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0.20%

$10,000

23.47

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0.20%

$10,000

16.20

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0.15%

$100,000

0.42

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0.15%

$10,000

21.87

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0.13%

$10,000

21.87

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0.10%

$500

21.87

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0.10%

$500

22.92

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0.10%

$10,000

0.42

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0.05%

$10,000

21.87

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around York, NE - July 3, 2025


Branch Street City State
Union Bank and Trust Company
York Branch
502 Grant Avenue York NE
Citizens State Bank
Friend Branch
150 Maple Street Friend NE
Pinnacle Bank
Pinnacle Bank Branch
320 North State Street Osceola NE
Pinnacle Bank
Pinnacle Bank Branch
320 North State Street Osceola NE
Henderson State Bank
Henderson State Bank Branch
1040 North Main Street Henderson NE
Cornerstone Bank
Hampton Branch
409 A Street Hampton NE
Farmers and Merchants Bank
Beaver Crossing Branch
900 Dimery Street Beaver Crossing NE
Heartland Bank
Grafton Branch
245 North Washington Ave Grafton NE
Farmers and Merchants Bank
Beaver Crossing Branch
900 Dimery Street Beaver Crossing NE
York State Bank
G Street Branch
1022 G Street Geneva NE
Heritage Bank
Stromsburg Bank Branch
200 East Third Street Stromsburg NE
Heartland Bank
Grafton Branch
245 North Washington Ave Grafton NE
Pinnacle Bank
Pinnacle Bank Branch
320 North State Street Osceola NE
York State Bank
G Street Branch
1022 G Street Geneva NE
First Bank of Utica
Cordova Branch
390 Hector P.O. Box 77 Cordova NE
Midwest Bank
York Branch
105 West Elm Street York NE
Pinnacle Bank
Pinnacle Bank Branch
320 North State Street Osceola NE
Pinnacle Bank
Pinnacle Bank Branch
320 North State Street Osceola NE
Pinnacle Bank
Pinnacle Bank Branch
320 North State Street Osceola NE
Astra Bank
Sutton Branch
105 S. Saunders Avenue Sutton NE
Midwest Bank
York Branch
105 West Elm Street York NE
Pinnacle Bank
Pinnacle Bank Branch
320 North State Street Osceola NE


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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