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Image Courtesy: pixabay.com
You are viewing rates from banks across Ponca City
Below are the best six-month CD Rates from banks with branches in Ponca City, Oklahoma . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Ponca City, OK - July 19, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.40% |
$10,000 |
- |
Learn More
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Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40% |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.40% |
$25,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.35% |
$1,000 |
- |
Learn More
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Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35% |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.25% |
$500 |
11.20 |
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Rate History: 3.35% → 4.25% |
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JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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4.15% |
$2,500 |
- |
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Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$0 |
- |
Learn More
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Early Withdrawal Penalty is 3 months interest. |
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NS123 | Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More |
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|
3.75% |
$1,000 |
1.03 |
Learn More
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Rate History: 4.75% → 4.40% → 4.25% → 4.00% → 3.75% |
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Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
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3.00% |
$0 |
- |
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Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00% |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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2.05% |
$100,000 |
12.35 |
Learn More
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Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05% |
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Aku | May 29, 2020 Dua Read More |
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0.50% |
$10,000 |
2.73 |
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0.35% |
$100,000 |
21.95 |
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0.30% |
$10,000 |
21.95 |
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0.30% |
$10,000 |
11.21 |
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0.25% |
$1,000 |
11.65 |
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0.25% |
$10,000 |
11.72 |
Learn More
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.20% |
$1,000 |
- |
Learn More
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.15% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.15% |
$1,000 |
1.19 |
Learn More
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0.15% |
$10,000 |
11.72 |
Learn More
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.10% |
$10,000 |
11.72 |
Learn More
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Gateway First Bank Tonkawa Branch |
111 East Grand Street | Tonkawa | OK |
|
RCB Bank Express Branch |
212 North Second Street | Ponca City | OK |
|
BOKF, National Association Bokf, National Association Branch |
110 South Main | Newkirk | OK |
|
The City National Bank and Trust Company of Lawton, Oklahoma Ponca City Branch |
1101 East Prospect | Ponca City | OK |
|
First Bank & Trust Company Billings Branch |
111 West Main Street | Billings | OK |
|
First Bank & Trust Company Billings Branch |
111 West Main Street | Billings | OK |
|
First National Bank of Oklahoma Tonkawa Branch |
101 West Grand | Tonkawa | OK |
|
Stride Bank, National Association Express Branch |
224 East Blackwell Street | Blackwell | OK |
|
BancFirst North Main Street Branch |
101 North Main Street | Blackwell | OK |
|
Equity Bank Northpark Branch |
802 East Prospect | Ponca City | OK |
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BancFirst North Main Street Branch |
101 North Main Street | Blackwell | OK |
|
BancFirst North Main Street Branch |
101 North Main Street | Blackwell | OK |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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