Pennsylvania

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Stroudsburg, Pennsylvania CD Rates – 6-Month

You are viewing rates from banks across Stroudsburg

 

Below are the best six-month CD Rates from banks with branches in Stroudsburg, Pennsylvania . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Stroudsburg, PA - July 4, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

| May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More

0.35%

$10,000

10.66

Learn More

0.35%

$100,000

23.55

Learn More

0.35%

$10,000

16.65

Learn More

0.30%

$100,000

8.67

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0.30%

$10,000

23.55

Learn More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.25%

$10,000

8.67

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0.25%

$10,000

22.24

Learn More

| Jul 11, 2020

A great bank. Rates are competitive and they have outstanding customer service. Read More

| Jan 26, 2024

I have been with Wayne Bank for almost 3 years after moving all of my accounts from Hells Fargo. Since then, I have had so many problems with depositing checks with my iPhone. (phone upgraded twice sinc... Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Stroudsburg, PA - July 4, 2025


Branch Street City State
Santander Bank, N.A.
Northampton Branch
901 Main Street Northampton PA
Santander Bank, N.A.
Northampton Branch
901 Main Street Northampton PA
Woodforest National Bank
0300 Mount Pocono Wal-Mart Branch
500 Route 940 Mount Pocono PA
TD Bank, National Association
Hanover Township Branch
3759 Bath Pike Bethlehem PA
Provident Bank
Easton Office Branch
4787 Freemansburg Avenue Easton PA
Citizens Savings Bank
Mount Pocono Branch
45 Pocono Blvd Mount Pocono PA
The Dime Bank
Greentown Branch
1586 Route 507 Greentown PA
Mauch Chunk Trust Company
Pine Point Plaza Branch
11 Pa 903 Albrightsville PA
First Keystone Community Bank
Brodheadsville Branch
2022 Route 209 Brodheadsville PA
The Dime Bank
Greentown Branch
1586 Route 507 Greentown PA
First National Bank of Pennsylvania
Tannersville Branch
Route 611 Tannersville PA
First Keystone Community Bank
Brodheadsville Branch
2022 Route 209 Brodheadsville PA
First Northern Bank and Trust Company
First Northern Bank And Trust Compan Branch
Fourth Street And Lafayette Avenue Palmerton PA
Unity Bank
Forks Township Branch
1700 Sullivan Trail Easton PA
Wayne Bank
Effort Branch
2226 Barney Lane Effort PA
KeyBank National Association
Slatington Branch
502 Main Street Slatington PA
TD Bank, National Association
Hanover Township Branch
3759 Bath Pike Bethlehem PA
PNC Bank, National Association
Blakeslee Branch
5670 Route 115 Blakeslee PA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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