Pennsylvania

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Stroudsburg, Pennsylvania CD Rates – 2-Year

You are viewing rates from banks across Stroudsburg

 

Below are two-year Certificates of Deposit (CD) rates from banks in Stroudsburg, Pennsylvania. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Stroudsburg, PA - July 4, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 1.00% → 1.55% → 2.25% → 3.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 4.00% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More

0.65%

$100,000

8.67

Learn More

| Jul 11, 2020

A great bank. Rates are competitive and they have outstanding customer service. Read More

0.55%

$10,000

8.67

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0.55%

$100,000

23.55

Learn More

| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.50%

$10,000

23.55

Learn More

0.50%

$10,000

22.24

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0.45%

$10,000

16.65

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| Jan 26, 2024

I have been with Wayne Bank for almost 3 years after moving all of my accounts from Hells Fargo. Since then, I have had so many problems with depositing checks with my iPhone. (phone upgraded twice sinc... Read More

0.40%

$10,000

10.66

Learn More

Rate History: 2.00% → 0.25%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Stroudsburg, PA - July 4, 2025


Branch Street City State
Woodforest National Bank
0300 Mount Pocono Wal-Mart Branch
500 Route 940 Mount Pocono PA
TD Bank, National Association
Hanover Township Branch
3759 Bath Pike Bethlehem PA
Provident Bank
Easton Office Branch
4787 Freemansburg Avenue Easton PA
First Keystone Community Bank
Brodheadsville Branch
2022 Route 209 Brodheadsville PA
Unity Bank
Forks Township Branch
1700 Sullivan Trail Easton PA
First Keystone Community Bank
Brodheadsville Branch
2022 Route 209 Brodheadsville PA
The Dime Bank
Greentown Branch
1586 Route 507 Greentown PA
First National Bank of Pennsylvania
Tannersville Branch
Route 611 Tannersville PA
The Dime Bank
Greentown Branch
1586 Route 507 Greentown PA
First Northern Bank and Trust Company
First Northern Bank And Trust Compan Branch
Fourth Street And Lafayette Avenue Palmerton PA
Mauch Chunk Trust Company
Pine Point Plaza Branch
11 Pa 903 Albrightsville PA
Wayne Bank
Effort Branch
2226 Barney Lane Effort PA
Citizens Savings Bank
Mount Pocono Branch
45 Pocono Blvd Mount Pocono PA
Santander Bank, N.A.
Northampton Branch
901 Main Street Northampton PA
KeyBank National Association
Slatington Branch
502 Main Street Slatington PA
PNC Bank, National Association
Blakeslee Branch
5670 Route 115 Blakeslee PA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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