Wisconsin

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West Bend, Wisconsin CD Rates – 6-Month

You are viewing rates from banks across West Bend





Below are the best six-month CD Rates from banks with branches in West Bend, Wisconsin . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

West Bend, WI - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.02% → 2.78% → 3.02% → 3.70%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

0.75%

$10,000

20.11

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0.50%

$10,000

20.67

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0.50%

$10,000

22.62

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0.37%

$1,000

11.87

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0.30%

$10,000

7.09

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0.25%

$10,000

14.52

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0.25%

$10,000

17.15

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$500

14.57

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

20.22

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0.10%

$10,000

3.46

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.04%

$1,000

21.25

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around West Bend, WI - August 1, 2025


Branch Street City State
Bank First, N.A.
Plymouth Branch
2323 Eastern Avenue Plymouth WI
Bank Five Nine
Brookfield Branch
18815 West Capitol Drive Brookfield WI
Waldo State Bank
Waldo State Bank Branch
119 N Depot St Waldo WI
Oostburg State Bank
Cedar Grove Branch
10 Phoenix Avenue Cedar Grove WI
State Bank of Chilton
Milwaukee Branch
7155 North 76th Street Milwaukee WI
The Port Washington State Bank
Cedarburg Branch
W61 N526 Washington Avenue Cedarburg WI
State Bank of Newburg
State Bank Of Newburg Branch
300 Congress Dr Hwy 33 Newburg WI
Collins State Bank
Random Lake Branch
302 East Towne Drive Random Lake WI
Westbury Bank
Colgate Branch
N95 W25901 County Line Road Colgate WI
FORTE BANK
Richfield Branch
1297 State Highway 175 Hubertus WI
Horicon Bank
Neosho Branch
226 Schuyler Street Neosho WI
National Exchange Bank and Trust
West Bend Branch
1320 West Paradise Drive West Bend WI
Old National Bank
Brookfield Branch
18200 West Capitol Drive Brookfield WI
BMO Bank National Association
Brookfield Branch
19105 West Capital Drive Brookfield WI
Town Bank, National Association
Menomonee Falls Branch
N72 W13435 Jacob Lane Menomonee Falls WI


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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