Wisconsin

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West Bend, Wisconsin CD Rates – 2-Year

You are viewing rates from banks across West Bend





Below are two-year Certificates of Deposit (CD) rates from banks in West Bend, Wisconsin. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

West Bend, WI - August 1, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.02% → 2.78%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

1.16%

$10,000

20.11

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Rate History: 1.50% → 4.00% → 1.50% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.75%

$10,000

20.67

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0.70%

$10,000

11.87

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0.65%

$10,000

22.62

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0.65%

$10,000

7.09

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0.55%

$10,000

20.22

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

14.52

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$500

14.57

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0.35%

$10,000

17.15

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0.30%

$10,000

3.46

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.10%

$1,000

21.25

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around West Bend, WI - August 1, 2025


Branch Street City State
Bank Five Nine
Brookfield Branch
18815 West Capitol Drive Brookfield WI
Bank First, N.A.
Plymouth Branch
2323 Eastern Avenue Plymouth WI
Waldo State Bank
Waldo State Bank Branch
119 N Depot St Waldo WI
BMO Bank National Association
Brookfield Branch
19105 West Capital Drive Brookfield WI
Oostburg State Bank
Cedar Grove Branch
10 Phoenix Avenue Cedar Grove WI
The Port Washington State Bank
Cedarburg Branch
W61 N526 Washington Avenue Cedarburg WI
State Bank of Chilton
Milwaukee Branch
7155 North 76th Street Milwaukee WI
State Bank of Newburg
State Bank Of Newburg Branch
300 Congress Dr Hwy 33 Newburg WI
Horicon Bank
Neosho Branch
226 Schuyler Street Neosho WI
The Huntington National Bank
Menomonee Falls Branch
N56 W 16949 Ridgewood Dr Menomonee Falls WI
Collins State Bank
Random Lake Branch
302 East Towne Drive Random Lake WI
FORTE BANK
Richfield Branch
1297 State Highway 175 Hubertus WI
Westbury Bank
Colgate Branch
N95 W25901 County Line Road Colgate WI
National Exchange Bank and Trust
West Bend Branch
1320 West Paradise Drive West Bend WI
Old National Bank
Brookfield Branch
18200 West Capitol Drive Brookfield WI
Town Bank, National Association
Menomonee Falls Branch
N72 W13435 Jacob Lane Menomonee Falls WI


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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