Best 9-Month CD Rates in Miami, Florida, FL

You are viewing rates from banks across Miami

Below are the best nine-month CD Rates from banks with branches in Miami, Florida . Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Miami, FL - September 19, 2026

Banks	APY	MIN	MILES ^?
Pacific National Bank Coral Gables Branch	4.00%	$1,000	3.83	Learn More Add Review
Rate History: 4.45% → 4.30% → 3.90% → 4.20% → 4.00%
Regions Bank Homestead Branch	4.00% 3.75%	$501 $500	23.84	Learn More Add Review
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
BankUnited, National Association The Falls Branch	3.50%	$1,000	11.79	Learn More Add Review
Rate History: 3.50% → 3.75% → 4.15% → 3.75% → 3.50%
TD Bank, National Association Homestead Branch	3.49%	$10,001	23.84	Learn More
Rate History: 4.00% → 1.00% → 3.09% → 1.99% → 3.49%
[email protected] \| May 19, 2018 Experience Read More Reviews (1)
EverBank, National Association Coral Gables Branch	3.40%	$1,000	3.60	Learn More
Rate History: 3.80% → 3.70% → 3.60% → 3.50% → 3.40%
Jackie \| Jun 2, 2015 This bank is run by masters of deception with all of their silly products aimed to cheating people out of their hard earned money. I bet that every one in the management suite has a rap sheet. I wouldn't... Read More Reviews (1)
Amerant Bank, Formerly Mercantil Bank Mercantil Commercebank, National Association Branch	3.25%	$500	14.75	Learn More
Rate History: 1.50% → 1.50% → 5.00% → 3.25%
Molddave \| Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More Reviews (2)
Sallie Mae Bank	3.20%	$2,500	-	Learn More
Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Banesco USA Banesco Usa Branch	3.15%	$1,000	3.66	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.00% → 3.80% → 3.50% → 3.25% → 3.15%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Citibank, National Association Citibank, National Association Branch	2.00%	$0	14.02	Learn More
Rate History: 3.25% → 3.20% → 3.00% → 2.00% → 2.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
PNC Bank, National Association Sunny Isles Main Branch	1.90%	$1,000	12.14	Learn More
Rate History: 0.05% → 1.90%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
OneUnited Bank 79th Street Branch	0.15%	$1,000	5.41	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Miami, FL - September 19, 2026

Branch	Street	City	State
Pacific National Bank Coral Gables Branch	255 Aragon Avenue	Coral Gables	FL
Regions Bank Homestead Branch	2700 Ne 8 Stret	Homestead	FL
Regions Bank Homestead Branch	2700 Ne 8 Stret	Homestead	FL
BankUnited, National Association The Falls Branch	12151 South Dixie Highway	Pinecrest	FL
TD Bank, National Association Homestead Branch	2495 Ne 8th Street	Homestead	FL
EverBank, National Association Coral Gables Branch	20 Giralda Avenue	Coral Gables	FL
Amerant Bank, Formerly Mercantil Bank Mercantil Commercebank, National Association Branch	13650 Southwest 131 Street	Miami	FL
Banesco USA Banesco Usa Branch	150 Alhambra Circle, Suite 100	Coral Gables	FL
Citibank, National Association Citibank, National Association Branch	11199 S.W. 152nd Street	Miami	FL
PNC Bank, National Association Sunny Isles Main Branch	18210 Collins Avenue	Sunny Isles Beach	FL
OneUnited Bank 79th Street Branch	3275 N.W. 79th Street	Miami	FL