Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing local cd rates from banks around: New York, NY 10116
Below are the best nine-month CD Rates from banks with branches within 20 miles of the zip code listed above. Nine-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 9-month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.
New York City, NY - November 10, 2026
As of November 10, 2026, the highest 9-month CD rate from a bank around New York, NY 10116 is 4.40% APY from BTG Pactual Bank, National Association (minimum deposit $500). The table below ranks every 9-month CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.40% |
$500 |
3.94 |
Learn More
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Rate History: 2.25% → 3.99% → 4.10% |
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Richard | Jul 1, 2022 Very easy opening process and wonderful staff. Read More |
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3.90% |
$500 |
11.95 |
Learn More
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Rate History: 3.80% → 3.60% → 3.90% |
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Zman111 | Jun 26, 2022 ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More |
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3.80% |
$1,500 |
2.29 |
Learn More
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Rate History: 5.00% → 3.00% → 3.80% → 3.60% → 3.80% |
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3.75% |
$0 |
19.50 |
Learn More
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Rate History: 3.90% → 3.80% → 3.50% → 3.20% → 3.75% |
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Robert B | May 19, 2026 I have read these reviews and noticed how old they are. My experience with Capital One has been very good. I have had CDs and savings accounts. All of my transactions have been on line. I have enjoyed usin... Read More |
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3.75% |
$500 |
5.05 |
Learn More
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Rate History: 3.00% → 3.30% → 3.56% → 3.75% |
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3.75% |
$500 |
24.25 |
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Rate History: 4.25% → 4.15% → 3.90% → 3.75% |
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James A. Elder | Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More |
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3.65% |
$100 |
6.27 |
Learn More
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Rate History: 3.75% → 4.00% → 3.75% → 3.65% → 3.65% |
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|
an | Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More |
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3.50% |
$1,000 |
5.84 |
Learn More
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Rate History: 3.50% → 3.75% → 4.15% → 3.75% → 3.50% |
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3.50% |
$501 |
20.31 |
Learn More
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Rate History: 2.00% → 3.50% |
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Maggie | May 11, 2023 They made mistakes twice and would not correct them Read More |
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3.49% |
$10,001 |
22.71 |
Learn More
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Rate History: 4.00% → 1.00% → 3.09% → 1.99% → 3.49% |
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[email protected] | May 19, 2018 Experience Read More |
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3.20% |
$2,500 |
- |
Learn More
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Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.00% |
$1,000 |
12.56 |
Learn More
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Rate History: 5.00% → 3.50% → 3.00% |
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3.00% |
$5,000 |
3.21 |
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2.84% |
$10,000 |
3.29 |
Learn More
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Rate History: 2.27% → 2.25% → 2.27% → 3.30% → 2.84% |
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2.00% |
$0 |
18.94 |
Learn More
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Rate History: 3.25% → 3.20% → 3.00% → 2.00% → 2.00% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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1.90% |
$1,000 |
20.55 |
Learn More
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Rate History: 0.05% → 1.90% |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.05% |
$10,000 |
24.17 |
Learn More
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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Last Update on November 9, 2026
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