New York

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CD Rates – 9-Month – New York City, New York

You are viewing local cd rates from banks around: New York, NY 10116





Below are the best nine-month CD Rates from banks with branches within 20 miles of the zip code listed above. Nine-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 9-month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

New York City, NY - July 30, 2025

Banks APY MIN MILES ?

Rate History: 3.75% → 2.50% → 4.10% → 3.00% → 4.25%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 4.70% → 4.60% → 4.60% → 4.00% → 4.20%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.25% → 4.15%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

Rate History: 2.25% → 4.95%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 4.50% → 3.75% → 4.50% → 3.75% → 4.00%

| Jun 15, 2017

Just a great group of people to interact with at the Mineola branch. Been working with them for years. Everybody at all of the branches has always been a pleasure. Read More

Rate History: 1.00% → 3.75% → 4.00%

| Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Jun 26, 2022

ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More

Rate History: 0.10% → 3.50% → 3.75% → 4.15% → 3.75%

| May 19, 2018

Experience Read More

Rate History: 1.00% → 3.56% → 3.04%

Rate History: 4.50% → 3.00% → 5.50% → 5.00% → 3.00%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 4.75% → 4.50% → 4.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Citibank, National Association
Private Bank Branch - Short Hill
101 John F Kennedy Parkway, 4th Floor Short Hills NJ
Customers Bank
Osborn Branch
101 Theall Road Rye NY
M.Y. Safra Bank
M.Y. Safra Bank, Fsb Branch
499 Park Avenue New York NY
Flushing Bank
7102 3rd Avenue Branch
7102 3rd Avenue Brooklyn NY
Ridgewood Savings Bank
Bay Ridge Branch
8522 Third Avenue Brooklyn NY
Capital One, National Association
Livingston Circle Branch
623 West Mount Pleasant Ave Livingston NJ
Cross River Bank
Cross River Bank Branch
885 Teaneck Road Teaneck NJ
BankUnited, National Association
Borough Park Brooklyn Branch
1333 60th Street Brooklyn NY
TD Bank, National Association
Montville Nj Branch
159 Changebridge Road Montville NJ
City National Bank
6th Avenue Branch
1140 6th Avenue New York NY
Maspeth Federal Savings and Loan Association
101-09 Metropolitan Ave Branch
101-09 Metropolitan Ave New York City NY
M.Y. Safra Bank
M.Y. Safra Bank, Fsb Branch
499 Park Avenue New York NY
Santander Bank, N.A.
East Hanover Branch
434 Ridgedale Avenue East Hanover NJ
JPMorgan Chase Bank, National Association
Oakes Field Center Branch (Frgn)
Russell Road And Thompson Nassau
TD Bank, National Association
Montville Nj Branch
159 Changebridge Road Montville NJ
PNC Bank, National Association
North Edison Branch
1085 Inman Avenue Edison NJ


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