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You are viewing rates from banks across North Dakota
Below are the best nine-month CD Rates from banks with branches in North Dakota. Nine-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 9 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.
ND - September 9, 2026
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.25% |
$1,500 |
- |
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Rate History: 4.15% → 4.15% → 4.25% → 4.40% → 4.25% |
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lrcbob | Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Bread Financial, even though I already have a CD with them. My application was ultimately declined, in spite of my multiple CDs among three banks... Read More |
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4.15% |
$0 |
- |
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Rate History: 3.75% → 3.50% → 3.85% → 4.00% → 4.15% |
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LenaL | May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More |
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4.15% |
$500 |
- |
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Rate History: 2.25% → 4.95% → 4.15% → 3.99% |
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Richard | Jul 1, 2022 Very easy opening process and wonderful staff. Read More |
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4.10% |
$500 |
- |
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Rate History: 4.00% → 4.05% → 4.05% → 4.00% → 4.10% |
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A Terkowitz | Feb 15, 2024 best bank on the list but no longer the most competitive Read More |
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4.10% |
$0 |
- |
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FROZE-ACCOUNT | Jan 10, 2024 Account was frozen (over 400K) after they confused our account with another account / person whose name was not even very similar. We were treated like dirt after 12 years and "Guilty until Innocent". I ha... Read More |
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4.05% |
$25,000 |
- |
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Rate History: 4.05% → 3.85% → 3.95% → 4.05% → 4.05% |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.05% |
$1,000 |
- |
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Rate History: 4.05% → 3.95% → 3.85% → 4.00% → 4.05% |
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TJ Boone | Jun 2, 2026 Opened an account with Bask several years ago for all of American Airlines miles when rates were close to zero. At some point I switched to an interest bearing account and then at some point I moved to an... Read More |
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4.00% |
$1,000 |
- |
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Rate History: 5.05% → 4.55% → 4.35% → 4.06% → 4.00% |
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Jason T | May 30, 2023 They really do pay this amount, but the account lacks any functionality and they are constantly looking for some sort of add-on fee to enable them to claw back the interest. Any bank with a higher rate an... Read More |
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4.00% |
$1,000 |
- |
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Rate History: 4.01% → 3.86% → 4.00% → 3.90% → 4.00% |
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ytr0171 | Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More |
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3.97% |
$1,000 |
- |
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Rate History: 3.82% → 3.92% → 4.07% → 4.02% → 3.97% |
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[email protected] | Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More |
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3.90% |
$0 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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mcriss | Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More |
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3.90% |
$500 |
- |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.85% |
$500 |
- |
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Rate History: 4.00% → 4.00% → 4.00% → 3.85% → 3.85% |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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3.75% |
$0 |
- |
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Rate History: 3.50% → 3.75% → 3.70% → 3.20% → 3.75% |
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NS123 | Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More |
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3.75% |
$1,000 |
- |
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Rate History: 4.00% → 4.25% → 3.75% → 4.15% → 3.75% |
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John N. Maclean | Jul 5, 2024 I took out a substantial CD with Forbright, a small bank that tries hard. At the time, it was the highest rate around. The bank officer I dealt with most, Walid, knocked himself out to be helpful and get t... Read More |
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3.75% |
$2,500 |
- |
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Rate History: 3.70% → 3.70% → 3.20% → 3.20% → 3.75% |
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AVOID_ READ_CAREFULLY | Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More |
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3.75% |
$0 |
- |
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Rate History: 3.90% → 3.80% → 3.50% → 3.20% → 3.75% |
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Robert B | May 19, 2026 I have read these reviews and noticed how old they are. My experience with Capital One has been very good. I have had CDs and savings accounts. All of my transactions have been on line. I have enjoyed usin... Read More |
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3.75% |
$0 |
- |
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Rate History: 3.90% → 3.60% → 3.60% → 3.30% → 3.75% |
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Rad | Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More |
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3.57% |
$1,000 |
- |
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Rate History: 3.75% → 3.70% → 3.64% → 3.60% → 3.57% |
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3.50% |
$500 |
- |
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Warning: Early Withdrawal Penalty is 6 months interest. |
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Mike Brown | Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More |
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3.49% |
$10,001 |
- |
Learn More
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Rate History: 4.00% → 1.00% → 3.09% → 1.99% → 3.49% |
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[email protected] | May 19, 2018 Experience Read More |
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3.40% |
$1,000 |
- |
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Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. |
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smithy1968 | Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More |
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3.35% |
$1,000 |
- |
Learn More
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Rate History: 4.75% → 5.25% → 3.60% → 3.55% → 3.35% |
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3.25% |
$10,000 |
- |
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Rate History: 3.56% → 3.25% |
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Hello VirtualBank? | Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More |
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3.20% |
$2,500 |
- |
Learn More
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Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.15% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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2.00% |
$1,000 |
- |
Learn More
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Rate History: 4.75% → 3.20% → 2.00% → 2.00% |
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Azblondie007 | Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More |
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2.00% |
$1,000 |
- |
Learn More
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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2.00% |
$0 |
- |
Learn More
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Rate History: 3.25% → 3.20% → 3.00% → 2.00% → 2.00% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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1.90% |
$1,000 |
- |
Learn More
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Rate History: 0.05% → 1.90% |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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1.00% |
$1,000 |
- |
Learn More
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Rate History: 4.80% → 4.50% → 4.39% → 4.30% → 1.00% |
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0.05% |
$1,000 |
- |
Learn More
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Rate History: 0.05% → 0.05% → 0.05% |
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GAM | Jul 28, 2020 Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More |
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0.05% |
$10,000 |
- |
Learn More
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$500 |
- |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
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U.S. Bank National Association Lisbon Branch |
902 Main St | Lisbon | ND |
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