The Chase Ink Plus card is rated by BestCashCow as one of the best small business credit cards. This is due principally to outstanding customer service, to bonus spending categories and to the value of the points when transferred to certain partners. For example, the 60,000 points if transferred to British Airways are worth as much as $1,680 when transferred to British Airways, $1,200 when transferred to United or $2,100 at Hyatt. Please note that these valuations are according to BestCashCow’s analysis of the maximum point values and the value in the points that you extract may be less (see airline point values and hotel point values).
One of the most interesting things about the card is that while it is designed for small business use, you do not necessarily need to have established a small business in order to receive it. Unlike Amex, Chase will allow you to enter your own social security number instead of an federal EIN. As a result, the card is ideal for those thinking about starting a small business who want to begin to segregate expenses associated with the endeavor. It is especially ideal when Chase offers you a window to get it without an annual fee for the first year.