This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.52% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,260 | 1,582 |
| 2 | 52,260 | 2,362 | 1,654 |
| 3 | 54,622 | 2,469 | 1,728 |
| 4 | 57,091 | 2,581 | 1,806 |
| 5 | 59,672 | 2,697 | 1,888 |
| 6 | 62,369 | 2,819 | 1,973 |
| 7 | 65,188 | 2,946 | 2,063 |
| 8 | 68,134 | 3,080 | 2,156 |
| 9 | 71,214 | 3,219 | 2,253 |
| 10 | 74,433 | 3,364 | 2,355 |
| 11 | 77,797 | 3,516 | 2,462 |
| 12 | 81,314 | 3,675 | 2,573 |
| 13 | 84,989 | 3,842 | 2,689 |
| 14 | 88,831 | 4,015 | 2,811 |
| 15 | 92,846 | 4,197 | 2,938 |
| 16 | 97,042 | 4,386 | 3,070 |
| 17 | 101,429 | 4,585 | 3,209 |
| 18 | 106,013 | 4,792 | 3,354 |
| 19 | 110,805 | 5,008 | 3,506 |
| 20 | 115,813 | 5,235 | 3,664 |
| TOTAL | $71,048 | $49,734 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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