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Comparison of Deposit Account from NEW BEDFORD with 0.65% - May 2025


Long-Term Analysis of Troy Bank & Trust Company with 0.11% APY and NEW BEDFORD with 0.65% APY and EATON FAMILY with 0.71% APY and Wellby with 2.99% APY and FINANCIAL PARTNERS with 4.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Troy Bank & Trust Company
    0.11%
    -
    $50,000
    6 Month
    Bank
    0.27x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 55 39
    2 50,055 55 39
    3 50,110 55 39
    4 50,165 55 39
    5 50,220 55 39
    6 50,276 55 39
    7 50,331 55 39
    8 50,386 55 39
    9 50,442 55 39
    10 50,497 56 39
    11 50,553 56 39
    12 50,608 56 39
    13 50,664 56 39
    14 50,720 56 39
    15 50,776 56 39
    16 50,831 56 39
    17 50,887 56 39
    18 50,943 56 39
    19 50,999 56 39
    20 51,055 56 39
    TOTAL $1,112 $778
  • 2
    LOCAL CD
    NEW BEDFORD
    0.65%
    -
    $50,000
    24 Month
    Credit Union
    0.99x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 3
    LOCAL CD
    EATON FAMILY
    0.71%
    -
    $50,000
    48 Month
    Credit Union
    0.87x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.71%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 355 249
    2 50,355 358 250
    3 50,713 360 252
    4 51,073 363 254
    5 51,435 365 256
    6 51,800 368 257
    7 52,168 370 259
    8 52,539 373 261
    9 52,912 376 263
    10 53,287 378 265
    11 53,666 381 267
    12 54,047 384 269
    13 54,430 386 271
    14 54,817 389 272
    15 55,206 392 274
    16 55,598 395 276
    17 55,993 398 278
    18 56,390 400 280
    19 56,791 403 282
    20 57,194 406 284
    TOTAL $7,600 $5,320
  • 4
    LOCAL CD
    Wellby
    2.99%
    -
    $50,000
    36 Month
    Credit Union
    3.97x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    2.99%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,495 1,047
    2 51,495 1,540 1,078
    3 53,035 1,586 1,110
    4 54,620 1,633 1,143
    5 56,254 1,682 1,177
    6 57,936 1,732 1,213
    7 59,668 1,784 1,249
    8 61,452 1,837 1,286
    9 63,289 1,892 1,325
    10 65,182 1,949 1,364
    11 67,131 2,007 1,405
    12 69,138 2,067 1,447
    13 71,205 2,129 1,490
    14 73,334 2,193 1,535
    15 75,527 2,258 1,581
    16 77,785 2,326 1,628
    17 80,111 2,395 1,677
    18 82,506 2,467 1,727
    19 84,973 2,541 1,778
    20 87,514 2,617 1,832
    TOTAL $40,130 $28,091
  • 5
    LOCAL CD
    FINANCIAL PARTNERS
    4.75%
    -
    $50,000
    7 Month
    Credit Union
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    4.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,375 1,663
    2 52,375 2,488 1,741
    3 54,863 2,606 1,824
    4 57,469 2,730 1,911
    5 60,199 2,859 2,002
    6 63,058 2,995 2,097
    7 66,053 3,138 2,196
    8 69,191 3,287 2,301
    9 72,477 3,443 2,410
    10 75,920 3,606 2,524
    11 79,526 3,777 2,644
    12 83,304 3,957 2,770
    13 87,261 4,145 2,901
    14 91,406 4,342 3,039
    15 95,747 4,548 3,184
    16 100,295 4,764 3,335
    17 105,059 4,990 3,493
    18 110,050 5,227 3,659
    19 115,277 5,476 3,833
    20 120,753 5,736 4,015
    TOTAL $76,488 $53,542

    All calculations are for demonstration purposes only.

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