This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,475 | 1,733 |
| 2 | 52,475 | 2,598 | 1,818 |
| 3 | 55,073 | 2,726 | 1,908 |
| 4 | 57,799 | 2,861 | 2,003 |
| 5 | 60,660 | 3,003 | 2,102 |
| 6 | 63,662 | 3,151 | 2,206 |
| 7 | 66,814 | 3,307 | 2,315 |
| 8 | 70,121 | 3,471 | 2,430 |
| 9 | 73,592 | 3,643 | 2,550 |
| 10 | 77,235 | 3,823 | 2,676 |
| 11 | 81,058 | 4,012 | 2,809 |
| 12 | 85,070 | 4,211 | 2,948 |
| 13 | 89,281 | 4,419 | 3,094 |
| 14 | 93,700 | 4,638 | 3,247 |
| 15 | 98,339 | 4,868 | 3,407 |
| 16 | 103,206 | 5,109 | 3,576 |
| 17 | 108,315 | 5,362 | 3,753 |
| 18 | 113,677 | 5,627 | 3,939 |
| 19 | 119,304 | 5,906 | 4,134 |
| 20 | 125,209 | 6,198 | 4,339 |
| TOTAL | $81,407 | $56,985 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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4.15% |
$500 |
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Last change: ↑0.15% on December 22. |
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4.10% |
$1,000 |
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4.10% |
$2,500 |
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Last change: ↑0.20% on December 7. |
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4.10% |
$0 |
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Last change: ↑0.10% on November 3. |
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