Compare Savings vs. CDs
Comparison of Deposit Account from The Bank and Trust, S.S.B. with 0.35%
- October 2026
Long-Term Analysis of The Bank and Trust, S.S.B. with 0.35% APY and The MINT National Bank with 2.35% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD0.35%-$50,0006 MonthBank0.87x (National Avg. - 0.40%)$500SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 2LOCAL MONEY MARKET2.35%-$50,000N.A.Bank5.82x (National Avg. - 0.40%)$0SCENARIO
Year Rate
2.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,175 823 2 51,175 1,203 842 3 52,378 1,231 862 4 53,608 1,260 882 5 54,868 1,289 903 6 56,158 1,320 924 7 57,477 1,351 946 8 58,828 1,382 968 9 60,211 1,415 990 10 61,626 1,448 1,014 11 63,074 1,482 1,038 12 64,556 1,517 1,062 13 66,073 1,553 1,087 14 67,626 1,589 1,112 15 69,215 1,627 1,139 16 70,841 1,665 1,165 17 72,506 1,704 1,193 18 74,210 1,744 1,221 19 75,954 1,785 1,249 20 77,739 1,827 1,279 TOTAL $29,566 $20,696
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.75% |
$0 |
Learn More | |
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Last change: ↑0.40% on October 11. |
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