This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
| Year | Rate 0.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 490 | 343 |
| 2 | 50,490 | 495 | 346 |
| 3 | 50,985 | 500 | 350 |
| 4 | 51,484 | 505 | 353 |
| 5 | 51,989 | 509 | 357 |
| 6 | 52,498 | 514 | 360 |
| 7 | 53,013 | 520 | 364 |
| 8 | 53,533 | 525 | 367 |
| 9 | 54,057 | 530 | 371 |
| 10 | 54,587 | 535 | 374 |
| 11 | 55,122 | 540 | 378 |
| 12 | 55,662 | 545 | 382 |
| 13 | 56,208 | 551 | 386 |
| 14 | 56,758 | 556 | 389 |
| 15 | 57,315 | 562 | 393 |
| 16 | 57,876 | 567 | 397 |
| 17 | 58,443 | 573 | 401 |
| 18 | 59,016 | 578 | 405 |
| 19 | 59,595 | 584 | 409 |
| 20 | 60,179 | 590 | 413 |
| TOTAL | $10,768 | $7,538 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |